Underwriting and Rating
Commercial Auto Insurance Solutions

Timely, reliable commercial auto underwriting data and analytics can be hard to find in insurance-ready form—but it’s critical to building speed, accuracy, scale, and outstanding customer experiences that help drive profitable growth and customer retention.

You travel a hard road with your customers. Make it smoother.

Commercial auto insurance has been unprofitable for more than a decade, with combined ratios exceeding 100 from 2011-2021.¹ Insurers have felt the impact of more than $30 billion of social inflation from 2012-2021,² and the rate of traffic fatalities remains almost 20% above pre-pandemic levels.³ How can you make the journey easier?

You travel a hard road with your customers. Make it smoother.

Create a commercial auto program that delivers

In a commercial auto market full of twists and turns, see how a stable partner with an agile mindset can help you master your challenges.

Research, Development, and Pricing

Prepare to grow with robust programs, pinpoint pricing, and incisive market insights.

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Risk Selection and Underwriting

Use robust vehicle, driver, business, and loss history data for more accurate risk selection.

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Portfolio Assessment and Compliance

Get the most from your fleet, operator, and business data—and maintain compliance.

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Commercial Auto Profitability: Analytic Approaches and Innovative Tools

Explore challenges and learn about four strategies for commercial auto insurers to modernize and boost profitability for the long haul.

Read the white paper

Commercial Auto Profitability: Analytic Approaches and Innovative Tools

Do your customers need more?

Across your spectrum of risk, look to us for programs grounded in rich data, insightful analytics, and deep expertise.

Commercial property insurance solutions

Underwriting solutions to develop, rate, implement, manage, and grow a book of commercial property insurance business. Data-first strategies that transform expense ratios.

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Small commercial insurance solutions

Capture your best opportunities in small commercial insurance with better risk assessment and straight-through processing using automated Verisk solutions.

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General liability insurance solutions

Verisk is a leader in forms, rules, loss costs, and rating-related information to provide end-to-end support for general liability insurance programs.

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Personal auto insurance solutions

Verisk offers a variety of solutions for personal auto insurers to help with underwriting and rating, fraud, and predictive analytics.

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Related resources

Stay in the know about important industry trends and innovative solutions

White paper

Commercial Auto Profitability: Analytics Approaches and Innovative Tools

Does the hard road have to lead to endless detours? Learn about four strategies for to modernize and boost profitability for the long haul.

Download the white paper

Article

As MVR fees increase, Verisk expands violation risk capabilities

A new Verisk analysis finds the national average motor vehicle report (MVR) fee has risen to $10.65 and increased more than 25 percent over the past decade.

Read the article

Article

Innovative VIN Decode Solution for Commercial Auto Insurance

Understanding vehicle risk is critical to improve segmentation, refine pricing and enhance profitability. Gain insights from 50+ components.

Read the article

Webinar

Discovering Commercial Auto Opportunities in the “I Want It Now” Era

We’ll explore some challenges facing the commercial auto market and how robust economic and risk information can help insurers succeed.

View the webinar on demand

Case study

Innovation journeys

See how four top auto insurers innovated with Verisk to meet today’s competitive challenges and add customer experience to the economic equation.

Download the case study

White paper

Innovation Strategies for Auto Insurance Underwriting

This paper explores strategies for moving innovation forward in auto underwriting.

Read the white paper

Contact us to learn more

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_{1. Aggregates and Averages, AM Best, 2011-2023.}

_{2. "Social Inflation Contributed to $30B Increase in Commercial Auto Costs, Paper Finds," Insurance Information Institute, March 6, 2023.}

_{3. Early Estimate of Motor Vehicle Fatalities for the First Quarter of 2023, U.S. Department of Transportation and National Highway Safety Administration, June 2023.}

Underwriting and Rating Commercial Auto Insurance Solutions

You travel a hard road with your customers. Make it smoother.

You travel a hard road with your customers. Make it smoother.

Create a commercial auto program that delivers

Research, Development, and Pricing

Risk Selection and Underwriting

Portfolio Assessment and Compliance

Commercial Auto Profitability: Analytic Approaches and Innovative Tools

Commercial Auto Profitability: Analytic Approaches and Innovative Tools

Do your customers need more?

Commercial property insurance solutions

Small commercial insurance solutions

General liability insurance solutions

Personal auto insurance solutions

Related resources

Commercial Auto Profitability: Analytics Approaches and Innovative Tools

As MVR fees increase, Verisk expands violation risk capabilities

Innovative VIN Decode Solution for Commercial Auto Insurance

Discovering Commercial Auto Opportunities in the “I Want It Now” Era

Innovation journeys

Innovation Strategies for Auto Insurance Underwriting

Contact us to learn more

Chat now

Main toll-free:

Global toll-free:

Underwriting and Rating
Commercial Auto Insurance Solutions