Extreme Event Risk

Catastrophe Risk Modeling Solutions

Both natural catastrophes (such as hurricanes) and man-made disasters (such as terrorism) can jeopardize the financial well-being of an otherwise stable, profitable company. Catastrophe modeling uses algorithms and software to plan for future emergencies.

We pioneered catastrophe modeling in 1987

For almost 40 years, Verisk has developed probabilistic models that help organizations prepare for the financial impacts of catastrophes—before they occur. Today, organizations use our models to assess the likelihood and severity of loss from catastrophes in more than 110 countries worldwide.

Risk models for almost any catastrophe

From earthquakes to terrorism, Verisk risk models can help you prepare for and recover from extreme events.

Quantified risk for tropical cyclones

A comprehensive view of your wind, rain, and storm surge risk in a near-present climate.

Learn about Tropical Cyclone Risk Models

Severe thunderstorm risk models

Manage your severe thunderstorm risk with a complete view of risk of hail, straight-line winds, and tornadoes.

Learn about Severe Thunderstorm Risk Models

Reliable seismic risk assessment and management

Get the most advanced understanding of seismic hazard and building vulnerability.

Learn about Earthquake Models

Risk models for major floods

Quantify flood risk by accurately accounting for the complex variables that give rise to damaging floods.

Learn about Inland Flood Models

Risk models for extratropical cyclones (winter storms)

Assess the risk from a single storm or a cluster, including the most extreme events.

Learn about Extratropical Cyclone Risk Models

Accurate estimates for extreme wildfire risk

Understand your exposure to extreme wildfire risk, including factors that drive fire ignition and spread.

Learn about Bushfire and Wildfire Risk Models

Advanced probabilistic risk models for agriculture

Comprehensive analyses of historical yield, price, and loss data for crops, forests, and livestock.

Learn about Agriculture Models

Innovative science-based solutions for assessing climate risk

Models to help you prepare operational and strategic resilience initiatives that meet the needs of all stakeholders.

Learn about Climate Change Solutions

Hidden terrorism risks and exposure management

This model helps you estimate losses to support pricing and underwriting decisions down to the individual policy level.

Learn about Terrorism Models

Disasters can strike anywhere and by collaborating with the best-in-class catastrophe modeling firm, Verisk, USAA is able to serve its members better by educating them on the risks they face and the actions they can take to mitigate that risk

USAA

We are pleased with the flexibility and innovation offered by Verisk tools and services. CNA gets rapid, dependable results, and the support Verisk has provided—from transition planning through implementation—has been excellent.

Tom Stone

CNA

Vice President of Exposure and Catastrophe Management

We value models that are rigorous in their scientific application and generate high-resolution loss estimates with complete spatial coverage. Access to catastrophe modeling tools is one key input to effectively managing risk and serving our customers.

American Family Insurance

Related resources

Stay in the know about important industry trends and innovative solutions.

Documentation

Extreme Event Solutions Client Portal

Access client-confidential downloads, training, and documentation for Verisk's extreme event solutions model, software, and service offerings.

Brochure

Modeling Extreme Event Risk

Fortunately, extreme events are rare. But it is exactly their rarity that makes estimating losses from—and preparing for—future catastrophes so difficult.

Download the brochure

Report

Modeling Insured Catastrophe Losses: A Global Perspective for 2024

This report examines global loss metrics based on Verisk’s latest suite of models, providing a global view of risk.

Download the report

Resources

About Catastrophe Modeling

In the case of rare but severe events, historical loss information is often unreliable in assessing future loss potential – that's where catastrophe modeling comes in.

Learn more