Underwriting and Rating

Vehicle Registration Reports

Buyers and insurers don’t always get the full story on used cars. Uncover crucial underwriting and pricing data quickly with our dynamic search capabilities.

Do you know the full story behind the vehicles you insure?

Complete, dependable history on the vehicles you cover is important for setting accurate premiums and validating claims. But finding that information may involve a wide-ranging, unreliable vehicle data search.

Get up-to-date information on a vehicle’s history

Unlock critical, undisclosed vehicle data with information you already have. Accurate vehicle history is vital for precise premiums and claims validation.

Correct VINs

Clean up misstated, incomplete, and missing vehicle identification numbers to find potential hidden sources of premium leakage.

Precise pricing

Uncover granular vehicle history data from a full 17-digit VIN for more accurate pricing.

Continuous impact

Resolve discrepancies in new business, book rollovers, and legacy products.

How much can you learn from a single page? More than you might expect when you leverage Verisk’s Vehicle Registration Reports for a deep dive into vehicle history and a boost to your underwriting precision.

Download a sample report

Features and capabilities

Dynamic search

Leverage information you already have (name and address, license plate, partial VIN) to return Vehicle Registration Reports.

Deep data

Most reports include^*: Vehicle characteristics and VIN, owner and lienholder details, registration information, plate number and type, and branded title information.

Convenient delivery

Take advantage of our flexible delivery—reports come in several clear, easy-to-use formats via web portal, API, and FTP.

Related resources

Stay in the know about important industry trends and innovative solutions.

Case study

Overcoming the Hidden Costs of Incorrect VINs

Learn about one insurer’s experience validating VINs and identifying potential sources of premium leakage with Verisk data.

Download the case study

Brochure

Key Vehicle Details to Sharpen Pricing

Discover how Verisk can help you uncover important vehicle details and pricing data quickly with our dynamic search capabilities.

Download the brochure

Article

How to extract more value from auto insurance underwriting data

Competition and growing digital information sources demand that auto insurers balance underwriting data consumption with cost efficiency.

Read the article

Do more with the Verisk ecosystem

The more you know about the vehicles you insure, the more profitable your book of business can be. Get the data you need from Verisk.

Police Lights During Evening Traffic Stop

Driving history data

Rethink MVR expenses—one of the costliest aspects of auto insurance underwriting—with a transformative solution.

Learn about Driving History Solutions

Screen Data Reflecting On Persons Glasses

Rating integrity at every stage

Harness data-driven analytics to detect fraud and take on premium leakage across the policy life cycle.

Learn about the RISK:check Suite

Public records insights

Upgrade your MVR solution with more than 2 billion court records and over 100 million crash records for a clearer picture of driver risk.

Learn about Public Records Intelligence

Comparing Auto Insurance Quotes On Tablet

Coverage history and details

Gain a chronological, 360-degree view of risk, unlock predictive behavioral patterns, and discover multiple use cases.

Learn about Coverage Verifier

Undisclosed driver identification

Confront the leading source of premium leakage by determining who is driving what vehicle.

Learn about Undisclosed Driver Information

Garaging validation

Use actual vehicle sightings to verify garaging address and commuting mileage.

Learn about GarageConfirm

Contact us to learn more

We are available Monday through Friday, 7 a.m. — 8 p.m. US Eastern Time:

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Note that password resets and user information are not available through Live Chat or Email. Instead, please call the main toll-free number below.

Main toll-free:

1-800-888-4476

Global toll-free:

International Access code, then 800 48977489
When calling from the UK, please dial 00 800 4897 7489

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^*_{Driver’s Privacy Protection Act restricted states: CA, HI, NH, NY, OK, PA, and VA}