When you issue an auto insurance policy, critical risk information can be buried deep in the vehicle identification number (VIN), and it’s not simple to extract it all. Without granular details, segmentation can lose refinement, policy rating may be inaccurate, and you could take on hidden exposure based on faulty assumptions.
Many insurers rely on the first 10 digits of the VIN to extract vehicle information, but with the full VIN decoded, you won’t miss out on critical features such as trim level, theft prevention devices, and advanced driver assistance systems (ADAS).
With the full, 17-digit VIN properly parsed, just knowing the year, make, and model becomes table stakes.
Get deeper vehicle insights, one digit at a time. With TrueVIN you can uncover critical risk information that helps segmentation and pricing refinement.
Stay informed. With the spread of ADAS features, it’s more important than ever to have granular vehicle insights at your fingertips.
Knowing each vehicle you insure in granular detail is critical in today’s competitive personal auto market for underwriting, rating, and claims adjustment.
With build-sheet data, TrueVIN gives access to vehicle-specific attributes such as ADAS features, and factory-installed options at a level of detail you may never have seen before.
Options for transactional or batch service via lightning-fast API delivery help you keep up with your growing book.
TrueVIN supports ISO’s new ADAS rating feature—or use it to develop your own more detailed vehicle rating factors.
Unlock a wealth of auto risk data with Verisk at your side.
Gain a chronological, 360-degree view of risk, unlock predictive behavioral patterns, and discover multiple use cases.
Price vehicle risk more precisely with symbols that indicate the relative risk of loss by model year and series.
Fine-tune your rating process with analytics about a vehicle’s historical information.
Leverage the strong link between mileage and claims to strengthen your underwriting and rating.