Underwriting and Rating

ProMetrix Sprinkler Assessment Report

The presence of sprinklers is only part of a building’s total risk picture. The Sprinkler Assessment Report is an engineering review of how effectively a system can reduce losses.

How strong is the first line of defense against fire?

Sprinklers can fail to perform if they’re not properly inspected, tested, or maintained. Changes in a building’s occupancy, inadequate water supply, or human error can undermine a system’s effectiveness. The question becomes: Can you rely on a sprinkler system to mitigate loss?

Do the properties in your book have effective sprinkler protection?

Sprinkler information is a key element in property underwriting for assessing the critical fire risk factor.

Risk selection

Help ensure the property complies with building codes and regulations and falls within your risk appetite.

Confidently set coverage and premiums

Base coverage and premiums on reliable loss estimates built on a foundation of high-quality, site-verified data.

Evaluate loss mitigation

Understand the sprinkler system’s ability to prevent extensive damage in the event of a fire.

See for yourself how a Sprinkler Assessment Report provides actionable data for effective underwriting.

Download a sample report

Features and capabilities

Core sprinkler details

Captures potential building sprinkler credit, determines sprinkler design standard and sprinkler grade, and calculates percentage of building sprinklered

Water supply evaluation

Assesses adequacy of the water supply available with respect to the sprinkler system demand

System component evaluation

Reviews key components such as valves, piping, sprinklers, installation, and maintenance

System testing review

Reviews the initial and periodic testing performed in accordance with NFPA 25

Non-sprinklered/obstructed areas

Identifies all unused and usable areas that lack required sprinkler protection

Building conditions

Evaluates structural conditions that can impair the effectiveness and efficiency of the sprinkler system

Related resources

Stay in the know about important industry trends and innovative solutions.

White paper

Sprinkler Assessment: Fighting Fire Where It Starts

Our white paper, Fighting fire where it starts, explains how the Verisk Sprinkler Assessment Report can help insurers identify risks.

Download the white paper

Article

Preventing fires at waste and recycling centers

How does a large commercial facility with a working automatic sprinkler system burn to the ground and create a cloud of smoke so big it registers on weather radar maps?

Read the article

Do more with the Verisk ecosystem

Future-proof your business with a partner that helps you and your customers build resiliency.

Commercial building details

Make more informed underwriting decisions with core property details and potential hazard information built on a foundation of site-verified data.

Learn about Commercial Building Reports

Replacement cost estimates for commercial property

Keep property owners better protected with reliable, component-based, claims-driven replacement cost estimates.

Learn about 360Value for Commercial Property

Commercial roof details

Identify high-risk exposures and mitigate potential claims with critical roof details.

Learn about the Roof Underwriting Report

Address-level risk data and information

Get risk-specific, address-level information for every property in your book of business.

Learn about LOCATION

Property-specific loss costs

Determine adequate premium with tailored loss costs for competitive quoting.

Learn about Loss Cost Reports

Commercial surveys and inspections

Use on-site and remote surveys and inspections for objective data on commercial properties and their potential loss exposure.

Learn about Commercial Property Surveys and Inspections

Contact us to learn more

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