Underwriting and Rating

ProMetrix Roof Underwriting Report

The cost and structural complexity of a roof, coupled with its critical role as protection from the elements, can raise underwriting concerns that demand a full picture.

It’s hard to get reliable commercial roof data from the ground

Commercial roof images found online are often low-resolution and several years old. Getting an inspector on the roof can be costly and access might be restricted. Increasing severe weather events, including wind, hail, and thunderstorms, can exacerbate the lack of reliable roof data.

Understand your true roof exposure at every stage

Identify high-risk exposures and better manage risk across the policy life cycle.

Avoid unexpected claims

Uncover hidden exposures and receive alerts when roof conditions change.

Streamline underwriting

Receive essential roof data in less than 30 seconds with real-time processing.

Reduce costly, manual inspections

Discover an efficient alternative to on-site roof inspections with high-resolution aerial imagery, proprietary data, and advanced analytics.

We’re providing actionable data for effective underwriting. See for yourself.

Download a sample report

Features and capabilities

High-resolution images

Compare the most current snapshot against historical aerial images to visually analyze any changes.

Core roof attributes

Use artificial intelligence and machine learning to uncover roof condition, age, material, shape, latitude/longitude, and presence of solar panels.

Condition change indicator

See significant changes in roof condition that may indicate factors needing further investigation.

Replacement cost

Leverage the power of 360Value® to keep policyholders better protected with reliable, component-based, claims-driven roof replacement cost estimates.

Notable Conditions

Detect water ponding, algae staining, and tarps using aerial imagery and artificial intelligence.

Weather Analytics

Use hail and wind risk scores for a clearer view of potential hidden or future roof damage caused by severe weather events.

Related resources

Stay in the know about important industry trends and innovative solutions.

Flyer

When you want the full picture

You gain a comprehensive view of roof risk—and how it changes—through our blend of artificial intelligence, machine learning, and exclusive data and analytics.

Download the flyer

Article

Severe thunderstorms and hail: Concentrated events that pack a punch

Severe thunderstorms are a common natural phenomenon in the US, causing more than half of annual reported insured losses since 1985.

Read the article

Infographic

Know your true roof exposure

Combine artificial intelligence and computer learning with leading data and analytics to know your true roof exposure.

View the infographic

Do more with the Verisk ecosystem

Future-proof your business with a partner that helps you and your customers build resiliency.

Commercial building details

Make more informed underwriting decisions with core property details and potential hazard information built on a foundation of site-verified data.

Learn about Commercial Building Reports

Replacement cost estimates for commercial property

Keep property owners better protected with reliable, component-based, claims-driven replacement cost estimates.

Learn about 360Value for Commercial Property

Inspecting Plumbing In Commercial Building

Sprinkler information

Reliably estimate a sprinkler system’s ability to contain fire spread based on building occupancy.

Learn about Sprinkler Assessment Report

Address-level risk data and information

Get risk-specific, address-level information for every property in your book of business.

Learn about LOCATION

Property-specific loss costs

Determine adequate premium with tailored loss costs for competitive quoting.

Learn about Loss Cost Reports

Commercial surveys and inspections

Use on-site and remote surveys and inspections for objective data on commercial properties and their potential loss exposure.

Learn about Commercial Property Surveys and Inspections

Contact us to learn more

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International Access code, then 800 48977489
When calling from the UK, please dial 00 800 4897 7489

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