Underwriting and Rating

Public Records Intelligence

Who’s behind the wheel? Leverage public record data to pinpoint driver risk, optimize MVR spend, avoid premium leakage trade-offs, gain additional segmentation, and more.

Insurers are feeling the pain of declining surcharge premium even amid a time of riskier driving¹

As violations take longer to resolve and volume declines, it’s critical to maximize known data. Violation timelines have increased in the wake of the pandemic.² Meanwhile, surchargeable violation volume is down from 2019,³—but major and extreme incidents have increased over the same time span.⁴

Public data for public good

Verisk’s new data source can enhance underwriting accuracy and efficiency in personal auto.

Traffic incidents

Tap into 2B+ public records on driving risk, including traffic violations.

Crash alerts

Strengthen your insights with 300M+ vehicle crash records and connections to 10K+ traffic courts.

Criminal violations

Discover 65M+ criminal records, such as insurance fraud and other felonies.

What’s the verdict on court record data?

Discover innovative use cases and the benefits you could realize with Public Records Intelligence.

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What’s the verdict on court record data?

Features and capabilities

Violation risk

Prefill violation details prior to MVR availability with Incident Alerts.

Crash risk

Identify at-fault crashes with no claim using enhanced A-PLUS loss history reports.

Ready-to-use data

Bring data forward seamlessly with normalized codes via LightSpeed^®

Related resources

Stay in the know about important industry trends and innovative solutions.

Webinar

What’s the verdict on court record data?

Learn about innovative use cases for auto insurers.

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Article

Amid MVR increases, Verisk expands violation risk capabilities.

A new Verisk analysis finds the national average motor vehicle report (MVR) fee has risen to $10.65 and increased more than 25 percent over the past decade.

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Press release

Verisk Acquires Data Driven Safety to Further Expand Auto Insurance Analytics

Verisk acquired Data Driven Safety, a leading public record data aggregation firm, to expand Verisk’s robust auto insurance analytics.

Read the press release

Do more with the Verisk ecosystem

Future-proof your business with a partner that puts you in the driver’s seat.

Police Lights During Evening Traffic Stop

Driving history data

Rethink MVR expenses—one of the costliest aspects of auto insurance underwriting—with a transformative solution.

Learn about Driving History Solutions

Loss history innovations

Achieve precise and optimized quotes by integrating claims data upfront, plus a new crash report enhancement for auto.

Learn about A-PLUS

Modernized, data-forward quoting

Accelerate data-forward quoting and modernize buying journeys to keep more business in the pipeline and boost conversion rates.

Learn about LightSpeed Personal Auto

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1. Early Estimate of Motor Vehicle Fatalities for the First Quarter of 2023, U.S. Department of Transportation and National Highway Safety Administration, June 2023; traffic fatalities reached a 20-year high in early 2022, and although the rate per 100 million vehicle miles traveled has declined, it remains almost 20 percent higher than the pre-pandemic 2019 baseline.
2.Verisk analysis of court records data, 2013 vs. 2019
3. Ibid.
4. Ibid.

Public Records Intelligence

Insurers are feeling the pain of declining surcharge premium even amid a time of riskier driving1

Public data for public good

Traffic incidents

Crash alerts

Criminal violations

What’s the verdict on court record data?

What’s the verdict on court record data?

Features and capabilities

Violation risk

Crash risk

Ready-to-use data

Related resources

What’s the verdict on court record data?

Amid MVR increases, Verisk expands violation risk capabilities.

Verisk Acquires Data Driven Safety to Further Expand Auto Insurance Analytics

Do more with the Verisk ecosystem

Driving history data

Loss history innovations

Modernized, data-forward quoting

Contact us to learn more

Chat now

Main toll-free:

Global toll-free:

Insurers are feeling the pain of declining surcharge premium even amid a time of riskier driving¹