Underwriting and Rating
Personal Property Solutions

More complex risks and changing consumer demands are transforming personal property insurance. Verisk has powerful property intelligence tools to help you adapt to the changing environment—from granular data on your customers' evolving risks to insights that help optimize your operations.

Evaluating property risk is increasingly complex and data-intensive

From underwriting to claims, risk is changing. Climate-related perils such as wildfire, hurricanes, hail, and severe thunderstorms are growing. Construction costs are rising. The economy is shifting rapidly. Meanwhile, digitally enabled, personalized experiences are raising consumer expectations. Groundbreaking, data-driven personal property solutions from Verisk can help you adapt, gain a comprehensive view of property risk, and protect your business and customers from loss.

 Discover end-to-end personal property solutions

 The personal property policy life cycle demands innovative products and tools. You’ll find them here.

Research, Development, and Pricing

Analyze and maximize growth with refined, insurance-ready data.

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Risk Selection and Underwriting

Maintain underwriting and pricing discipline with actionable data at bind and renewal.

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Portfolio Assessment and Compliance

Stay compliant and prepare for emerging risks with our tools, expertise, and experience.

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Verisk is ahead of the curve in offering data to its insurer customers in novel ways that allow us to generate new value for the insurance consumer. By embedding high-quality risk data deeply within our underwriting, we can deliver on the vision of a better experience for the modern insurance buyer.

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Steve Lekas

Branch

Co-Founder and Chief Executive Officer

Verisk provides the cutting-edge, InsurTech solutions we need to maintain our policyholder-first mentality as we aim to set the new standard in home protection in an increasingly complex and challenging market

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David Howard

VYRD

Chief Executive Officer

As we continue to fuel our digital transformations, leveraging the industry's most longstanding and robust fire protection data points from Verisk will help us better serve our customers and improve our competitive position in the market.

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Jason VanSteenburg

Pioneer State Mutual

Vice President and Director of Marketing

Related resources

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Ice, Fire, Wind, and Water

Examine recent activity, trends, and data-driven tools that can help measure and mitigate risk surrounding destructive categories of hazards.

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Report

Verisk Wildfire Risk Analysis

The Verisk Wildfire Risk Analysis determined the number and percentage of properties at high and extreme risk from wildfire.

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White paper

Striving for ITV alignment

Verisk recommends five strategies to help avoid outdated valuations that could leave insurers and their customers vulnerable in the event of a total loss.

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