Personal Auto Insurance Solutions
Risk Selection and Underwriting

Careful risk selection, protection against fraud and premium leakage, and satisfied customers depend on precise, integrated underwriting and segmentation tools.

Master the risk—and the clock

Accurate risk selection, classification, and segmentation can unlock profitability. But getting it right doesn’t have to slow you or your customers down.

The granular data you need

Get multilayered, insurance-ready personal auto data and analytics to drive smart decisions.

The speed your buyers want

Bring more personal auto leads to bind with automated purchasing that boosts conversion rates and customer satisfaction.

The results that strengthen your bottom line

Start and stay profitable with personal auto solutions that support you and your customers from point of sale through renewal.

Use a data-forward strategy to refine and accelerate quoting

Reliable, granular data and analytics on drivers, vehicles, and households—delivered through an integrated, advanced technology ecosystem—can help you confidently navigate a volatile personal auto market.

Use a data-forward strategy to refine and accelerate quoting

Pave the way to personal auto success

Deliver more reliable quotes faster and bring more customers to bind. Depend on broad, deep data-powered insight from Verisk spanning a vast array of risk factors.

Modernized, data-forward quoting

Accelerate data-forward quoting and modernize buying journeys to keep more business in the pipeline and boost conversion rates.

Learn about LightSpeed Personal Auto

Rating integrity at every stage

Harness data-driven analytics to detect fraud and take on premium leakage across the policy life cycle.

Learn about the RISK:check Suite

Driver risk

Know more about the drivers you insure and their risk characteristics.

Loss history innovations

Achieve precise and optimized quotes by integrating claims data upfront, plus a new crash report enhancement for auto.

Learn about A-PLUS

Driving history data

Rethink MVR expenses—one of the costliest aspects of auto insurance underwriting—with a transformative solution.

Learn about Driving History Solutions

Public records insights

Upgrade your MVR solution with more than 2 billion court records and over 300 million crash records for a clearer picture of driver risk.

Learn about Public Records Intelligence

Credit-based insurance scores

Leverage a trended-credit model, balance consumer assessment, and optimize costs with point-of-quote innovations.

Learn about Inflection Credit-Based Insurance Score

Coverage history and details

Gain a chronological, 360-degree view of risk, unlock predictive behavioral patterns, and discover multiple use cases.

Learn about Coverage Verifier

Undisclosed driver identification

Confront the leading source of premium leakage by determining who is driving what vehicle.

Learn about Undisclosed Driver Information

Vehicle risk

Know what your insureds are driving and the associated loss potential.

Vehicle history scores

Fine-tune your rating process with analytics about a vehicle’s historical information.

Learn about Auto History Score

Build sheet details

Uncover granular vehicle risk components for underwriting, rating, and claims adjusting.

Learn about TrueVIN

Symbol delivery and discovery

Identify an automobile's current ISO Vehicle Series Rating Symbol quickly and easily--even without a VIN.

Learn about VINMASTER

Rating intelligence tools

Refine pricing and segmentation with the predictive power of hundreds of attributes and environmental factors.

Learn about ISO Risk Analyzer

Industry-leading vehicle symbols

Price vehicle risk more precisely with symbols that indicate the relative risk of loss by model year and series.

Learn about ISO Symbols

Vehicle registration data

Gain insights into ownership, commercial usage, and branded titles.

Learn about Vehicle Registration Reports

Mileage verification

Leverage the strong link between mileage and claims to strengthen your underwriting and rating.

Learn about MileageConfirm

Garaging validation

Use actual vehicle sightings to verify garaging address and commuting mileage.

Learn about GarageConfirm

This spring, we’re welcoming Verisk’s legal team into a public conversation with our customers.

Read the article

Contact us to learn more

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International Access code, then 800 48977489
When calling from the UK, please dial 00 800 4897 7489

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Personal Auto Insurance Solutions Risk Selection and Underwriting

Master the risk—and the clock

The granular data you need

The speed your buyers want

The results that strengthen your bottom line

Use a data-forward strategy to refine and accelerate quoting

Use a data-forward strategy to refine and accelerate quoting

Pave the way to personal auto success

Modernized, data-forward quoting

Rating integrity at every stage

Driver risk

Loss history innovations

Driving history data

Public records insights

Credit-based insurance scores

Coverage history and details

Undisclosed driver identification

Vehicle risk

Vehicle history scores

Build sheet details

Symbol delivery and discovery

Rating intelligence tools

Industry-leading vehicle symbols

Vehicle registration data

Mileage verification

Garaging validation

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As MVR fees increase, Verisk expands violation risk capabilities

Car theft is on the rise. Here’s what Verisk data told us about it.

Introducing Verisk’s insurance coverage and regulatory legal team

Contact us to learn more

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Personal Auto Insurance Solutions
Risk Selection and Underwriting