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Commercial Auto Insurance Solutions
Risk Selection and Underwriting

Your commercial auto portfolio can be a moving target in every way. The right tools can help you keep pace with the changes.

Master the risk—and the clock

Accurate risk selection, classification, and segmentation can unlock profitability. But getting it right doesn’t have to slow you or your customers down.

The granular data you need

Get multilayered, insurance-ready commercial auto data and analytics to drive smart decisions.

The speed your buyers want

Bring more leads to bind with automated purchasing that boosts commercial auto conversion rates and customer satisfaction.

The results that strengthen your bottom line

Start and stay profitable with commercial auto solutions that support you and your customers from point of sale through renewal.

Who’s driving what kind of vehicle, where, and when?

Commercial auto underwriting depends on a vast range of variables, and premium leakage can enter your portfolio by many routes, including more than $15 billion in premium leakage over the past decade due to radius misclassification alone.

Who’s driving what kind of vehicle, where, and when?

Person Getting Out Of Delivery Truck With Packages

Move quickly and underwrite precisely with Verisk solutions

Our deep data resources spanning driver, vehicle, and business data can deliver the insight your underwriters need—where and when they need it.

Driving history data

Rethink MVR expenses—one of the costliest aspects of auto insurance underwriting—with a transformative solution.

Learn about Driving History Solutions

Public records insights

Upgrade your MVR solution with more than 2 billion court records and over 100 million crash records for a clearer picture of driver risk.

Learn about Public Records Intelligence

Vehicle prefill

Automate the application process to improve quote throughput.

Learn about Commercial Vehicle Prefill

VIN interpretation

Identify 50+ vehicle details to price more commercial and specialized vehicles more accurately.

Learn about CL VIN Decode

Vehicle radius and territory

Confront premium leakage due to radius and territory misclassification.

Learn about RadiusCheck

Rating intelligence tools

Refine pricing and segmentation with the predictive power of hundreds of attributes and environmental factors.

Learn about ISO Risk Analyzer

Vehicle registration data

Gain insights into ownership, commercial usage, and branded titles.

Learn about Vehicle Registration Reports

Straight-through processing

Optimize quote speed and efficiency with scalable technology.

Learn about LightSpeed Commercial Auto

Commercial Auto Profitability: Analytic Approaches and Innovative Tools

Explore challenges and learn about four strategies for commercial auto insurers to modernize and boost profitability for the long haul.

Read the white paper

Commercial Auto Profitability: Analytic Approaches and Innovative Tools

Truck In Vast Desert

Related resources

Truck Driver Examining Semi Truck Trailer Brake Coil For Safety

Article

Optimizing commercial auto expenses during a hard market

Average MVR fees surpassed $11. Rethink tracking driver risk cost-effectively—with
underwriting data that helps avoid adverse consequences.

Read the article

Article

Drive Auto Claims Efficiency with Claims Coverage Identifier

Explore how this dynamic report solves industry challenges, revolutionizing auto claims with streamlined operations and enhanced efficiency

Read the article

Driver Using Navigation Software

Article

Confronting commercial auto premium leakage with non-rate actions

With more than $15 billion in premium leakage over the past decade
due to radius misclassification alone, identifying risks offers potential

Read the article

Man In Futuristic Car

Article

The Top Emerging Risks Insurers are watching in 2024

Check out the top emerging risks for insurers in 2024.

Read the article

Truck In Desert

Article

New paper explores 4 strategies for commercial auto profitability

New Verisk white paper covers challenges and strategies for commercial auto insurers to modernize and boost profitability for the long haul

Read the article

Challenging Road Ahead Teaser

Article

Navigating the challenging road ahead for commercial auto insurers

Commercial auto insurers, challenged by the pandemic and inflation, can find guidance in innovations from other lines of business.

Read the article

Bop Blog Teaser

Article

Preparing BOP programs for the coverage needs of a changing world

Shifting behavioral trends are changing the way insurers provide coverage for Businessowners (BOP).

Read the article

Genz And Insurance

Article

Focus on Gen Z: Understanding the next generation of insurance buyers

How much do we really know about the next generation of policyholders?

Read the article

Mvr Fees Increase

Article

As MVR fees increase, Verisk expands violation risk capabilities

A new Verisk analysis finds the national average motor vehicle report (MVR) fee has risen to $10.65 and increased more than 25 percent over the past decade.

Read the article

Contact us to learn more

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When calling from the UK, please dial 00 800 4897 7489

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