General Insurance Underwriting

Management Insight Score

Helping you understand the insurance needs of any business, from small and medium-sized enterprises to much larger organisations.

It’s not always easy to see below the surface

Not understanding the true nature of a business and how well it is managed can have huge consequences for commercial underwriters. Management issues may not be clearly visible, but they can be critical to know for proper risk assessment.

Rate commercial liability risks with increased granularity and accuracy

Management Insight Score ranks companies relative to their peers based on how well the business is managed.

Fewer questions, less hassle

Greatly reduce the time and effort involved in researching a business associated with an address.

A wide range of applications

Inform underwriting decisions across a broad spectrum of risk including commercial liability, business interruption, embezzlement, cyber, and property.

Always in the know

Management Insight Score is among our most frequently updated underwriting models; the score reflects new information regarding commercial lots each time it is recalibrated.

Features and capabilities

Deeper insights into the businesses you insure

We capture many aspects of a company’s management—such as its credit score, financials, directorship, and any past adverse events—and aggregate these data points into a single score.

Scoring across industries and size of business

Where applicable, we generate an industry score to compare companies with peers in their respective industries, or an industry and size score for industry benchmarking further broken down by size: micro, small, medium, and large.

Support for better-informed decisions

The score can inform risk decisions relating to directors and officers, professional indemnity, employers’ liability, product liability, public liability, business interruption, embezzlement, cyber, commercial property, and fleet insurance.

Do more with the Verisk ecosystem

Our suite of underwriting tools and data sets provide granular and accurate insight into the risk associated with any building and the people who either live or operate there, along with previous claims information and relevant perils exposure at a postcode or address level.