Underwriting and Rating

FireLine

More than 4.5 million U.S. properties are at high to extreme risk for wildfire. The growing scope and severity of wildfire risk call for practical, innovative tools to help insurers manage their exposure.

Wildfire threat shows relentless growth

Managing wildfire risk has grown rapidly as a priority for insurers operating in states exposed to this peril. Insurers are facing new regulatory measures to address the rating of property coverage in wildfire-prone areas. Rising temperatures, extreme droughts, and altered precipitation patterns extend wildfire “seasons” to virtually year-round. Continued development within high-risk areas creates a high potential for increasing loss exposure.

Leading with science and technology

FireLine® helps insurers effectively assess wildfire risk one property at a time with detailed, current information.

Manage wildfire risk at the address level

Location-specific environmental characteristics play a significant role in determining each property’s level of exposure to wildfire.

Build for safer tomorrows

Mitigation activities are critical to resiliency in the face of wildfire risk. Verisk delivers multifaceted analysis of these activities.

Respond to the latest regulation

Verisk provides tailored solutions to support insurers’ regulatory compliance efforts in California and other western states.

By sharing the data on these efforts with Verisk, we’ll be able to further promote the need for community and individual action to reduce risk.

Jim Pauley

National Fire Protection Association

President and CEO

This partnership will amplify the crucial importance of proactive mitigation efforts with insurers and open lines of communication between local fire departments and the communities they serve to better protect life and property in the event of a wildland fire.

Gary Ludwig

International Association of Fire Chiefs

President and Chairman

Helping insurers respond to wildfire regulation

From risk assessment to insurer rate filings, Verisk solutions can help insurers recognize mitigation measures taken by homeowners and businesses.

Read the press release

Helping insurers respond to wildfire regulation

Wildfires have increased dramatically during the past decade

More than 4.5 million U.S. properties are at high to extreme risk for wildfire, with over 2 million of these addresses in California.

Wildfires have increased dramatically during the past decade

Aerial View Of Neighborhood Affected By Fire

What does FireLine provide?

Location-specific analytics

Examine property-specific risk factors such vegetative fuels, terrain/slope, and road access.

Property-level mitigation insights

Assess structure hardening efforts and defensible space around structures.

Community-level mitigation collaborations

Leverage Verisk’s work with multiple community-level mitigation programs and track participation.

Expansive coverage, updated frequently

Use FireLine to assess properties at high and extreme risk in the 13 most wildfire-prone states—with quarterly and annual model updates.

Deep analytics

Apply the results of a unique collaboration among insurers, the fire protection community, and scientific researchers using remote sensing and digital mapping.

Do more with the Verisk ecosystem

Use wide-ranging resources to manage natural hazards in your portfolio.

Contact us to learn more

Please contact us for questions, technical support, or to reach a salesperson. We are available Monday through Friday, 9 a.m. — 5 p.m. BST:

Global toll-free:

International Access code, then 800 48977489.

Main toll-free:

1-800-888-4476

Sales/Support

First Name

Last Name

Business Email

Title

Company

Country

Questions/Comments

FireLine

Wildfire threat shows relentless growth

Leading with science and technology

Manage wildfire risk at the address level

Build for safer tomorrows

Respond to the latest regulation

Jim Pauley

Gary Ludwig

Helping insurers respond to wildfire regulation

Helping insurers respond to wildfire regulation

Wildfires have increased dramatically during the past decade

Wildfires have increased dramatically during the past decade

What does FireLine provide?

Location-specific analytics

Property-level mitigation insights

Community-level mitigation collaborations

Expansive coverage, updated frequently

Deep analytics

Do more with the Verisk ecosystem

Address-level risk data and information

Hail exposure and damage

Fire protection risk assessment

Contact us to learn more

Global toll-free:

Main toll-free: