Reinsurance and Specialty Markets

Lloyd’s ISO Portal

Indispensable information on US loss costs, rating factors, policy forms and wordings, as well as estimates of insured catastrophe losses, are at your fingertips.

How do you reach into the US market from London?

The complexity of insurance in the US—with dozens of lines of business and regulatory jurisdictions layered atop widely variable risk environments—can pose a daunting challenge to Lloyd’s syndicates and London market insurers. Where can you find the essentials to successfully build and manage a US portfolio?

A practical toolkit for Lloyd’s syndicates

The portal draws from Verisk’s vast database of ISO rating information and offers different views of loss cost and rating factor averages for multiple scenarios across many classes of business and US jurisdictions.

Harness the power of aggregated loss cost data

Gain robust statistical insights into future loss costs and reliable benchmarks from the collective experience of hundreds of insurers across multiple business lines.

Get highly configurable data to complement your own

See loss cost and rating factor averages for multiple scenarios, business classes, and US jurisdictions—or build Verisk data into your own rating models.

Gain insight into different lines, risks, and territories

Validate your pricing models and loss reserving—whether you’re a new syndicate or looking to expand into a line or territory where you have no experience data.

The Lloyd’s ISO Portal, updated twice per year, provides data and policy information to syndicates across 18 lines of business, with 2-3 billion records and 20,000+ submissions annually.

Features and capabilities

ISO Loss Costs

See actuarially established estimates of future loss payments, including such costs as claims handling and legal defense.

Lloyd’s Wordings Repository (LWR)

Access a searchable database of policy wordings and clauses that are regularly used in the London Market.

ISO Class Plan Factors

Incorporate key components such as Increased Limit Factors (ILFs), deductible factors, claims-made factors, and Public Protection Classification (PPC) factors.