General Insurance Underwriting

Data Insight Hub

A one-stop hub of real-time data enrichments to increase the accuracy and competitiveness of your insurance pricing and improve the customer journey.

Easy access to a wide variety of data in one convenient place

Obtaining data enrichment from multiple sources with different delivery mechanisms and suppliers can overcomplicate both underwriting and insurance product development. When data informs these decisions every day, insurers can’t afford to be held back by dated systems that aren’t easily integrated.

Harness the power of real-time data enrichment

The Data Insight Hub provides an ever-evolving source of insurance datasets and analytics accessible at any part of the customer journey, including the point of quote.

Robust data assets across personal and commercial lines

Gain access to high-quality datasets from Verisk and third parties in one convenient place.

More efficient underwriting decisions

Spend less time prefilling property and motor fields when generating quotes.

Performance, availability, and agility in mind

Leverage Verisk’s power to easily procure and incorporate new, emerging datasets into the hub to greatly enhance an underwriter’s capabilities.

Features and capabilities

An advanced decision engine

Data submitted into the hub can be turned into bespoke calculations, scores, or flags that are customer specific. Integrate these calculated attributes into quote engines or use them to personalise the customer journey.

Performance to match any channel

The Data Insight Hub is built to support the high quantity of transactions generated by price comparison sites or the high data volumes in commercial lines for policies covering multiple properties or vehicles.

A continuously expanding resource

It is quick and easy to add new data sources to the hub, and clients can host their own data, update it, and search it in real time.

Precise residential and commercial property information

Building characteristics, rebuild values, perils models, geocoding, or a Unique Property Reference Number (UPRN) are all easy to access.

Unparalleled vehicle attributes and insights

Simple registration look-ups yield vehicle attributes, Verisk vehicle groups, advanced driver assistance systems (ADAS) data, telematics data, vehicle condition, owner information, valuation, and Association of British Insurers (ABI) codes.