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href="/solutions/underwriting-rating/commercial-property/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-property/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55766"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Commercial Property Overview</strong></p> <p>Assess risk and exposure quickly with comprehensive, insurance-ready data and analytics for every commercial property address.</p> <p><a href="/solutions/underwriting-rating/commercial-property/" title="Learn about our commercial property insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55767"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Identify new commercial property insurance markets, develop innovative products, and keep forms and rates up to date with flexible, data-driven analytics and tools. </p> <p><a href="/solutions/underwriting-rating/commercial-property/research-development-pricing/" title="Learn" about="" our="" commercial="" property="" research,="" development="" and="" pricing="" solutions"="" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55768"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Streamline commercial property risk selection and underwriting with robust data drawn from on-site expertise, advanced computer modeling, and real-world claims. </p> <p><a href="/solutions/underwriting-rating/commercial-property/risk-selection-underwriting/" title=" Learn about our commercial property risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55770"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Gain deep insights about your commercial property insurance portfolio and streamline compliance with robust analytics and automation. </p> <p><a href="/solutions/underwriting-rating/commercial-property/portfolio-assessment-compliance/" title="Learn about our commercial property portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/" title="Personal Auto" class="sm" target="_self">Personal Auto</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Personal Auto</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/personal-auto/" class="sm">Overview of Personal Auto</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55748"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Personal Auto Overview</strong></p> <p>Discover a range of personal auto solutions spanning underwriting and rating, fraud, telematics, and predictive analytics. </p> <p><a href="/solutions/underwriting-rating/personal-auto/" title="Learn about our personal auto insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55759"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Find opportunities in personal auto insurance, create innovative products, and price them with precise data, analytics, and expertise. </p> <p><a href="/solutions/underwriting-rating/personal-auto/research-development-pricing/" title="Learn about our personal auto research, development and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55760"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection & Underwriting</strong></p> <p>Sharpen segmentation and combat personal auto insurance fraud and premium leakage with risk selection tools for driver and vehicle information. </p> <p><a href="/solutions/underwriting-rating/personal-auto/risk-selection-underwriting/" title="Learn about our personal auto risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55761"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Run your personal auto insurance team smarter with market-ready programs, data analytics, and tools for regulatory compliance and statistical reporting tools.</p> <p><a href="/solutions/underwriting-rating/personal-auto/portfolio-assessment-compliance/" title="Learn about our personal auto portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/" title="Commercial Auto" class="sm" target="_self">Commercial Auto</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Commercial Auto</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/commercial-auto/" class="sm">Overview of Commercial Auto</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55771"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Commercial Auto Overview</strong></p> <p>Commercial auto insurance solutions that span underwriting, risk selection, and rating with robust data and analytics on businesses, vehicle fleets, and drivers.</p> <p><a href="/solutions/underwriting-rating/commercial-auto/" title="Learn about our commercial auto insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55780"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Overcome profitability challenges with market-ready essentials to identify opportunities, manage smart growth, and adapt to the changing commercial auto landscape. </p> <p><a href="/solutions/underwriting-rating/commercial-auto/research-development-pricing/" title="Learn about our commercial auto research, development and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55781"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection & Underwriting</strong></p> <p>Capture a full range of underwriting and pricing factors for commercial auto insurance with granular data, analytics, and advanced technology.</p> <p><a href="/solutions/underwriting-rating/commercial-auto/risk-selection-underwriting/" title="Learn about our commercial auto risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55783"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Leverage your data to streamline compliance, measure performance, and refine strategy across your commercial auto insurance portfolio. </p> <p><a href="/solutions/underwriting-rating/commercial-auto/portfolio-assessment-compliance/" title="Learn about our commercial auto portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-6 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/" title="General Liability" class="sm" target="_self">General Liability</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>General Liability</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/general-liability/" class="sm">Overview of General Liability</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55762"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>General Liability Overview</strong></p> <p>Cover known and emerging business liability risks and access diverse data, analytics, and compliance tools to drive your business forward.</p> <p><a href="/solutions/underwriting-rating/general-liability/" title="Learn about our general liability insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55763"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Detect opportunities, launch new products, and price coverage precisely with market-ready programs and solutions for general liability insurance. </p> <p><a href="/solutions/underwriting-rating/general-liability/research-development-pricing/" title="Learn about our general liability research, development and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55764"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Be responsive to your customers and true to your risk appetite with powerful data, insights, and technology—and a support team focused on you.</p> <p><a href="/solutions/underwriting-rating/general-liability/risk-selection-underwriting/" title="Learn about our general liability risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55765"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Leverage your data to manage your general liability insurance portfolio strategically and streamline regulatory compliance. </p> <p><a href="/solutions/underwriting-rating/general-liability/portfolio-assessment-compliance/" title="Learn about our general liability portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-7 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/" title="Small Commercial" class="sm" target="_self">Small Commercial</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Small Commercial</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/small-commercial/" class="sm">Overview of Small Commercial</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55784"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Small Commercial Overview</strong></p> <p>Target your best opportunities in small commercial insurance with better risk assessment and straight-through processing using automated Verisk solutions.</p> <p><a href="/solutions/underwriting-rating/small-commercial/" title="Learn about our small commercial insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55792"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Small commercial insurance program, data, and analytic solutions to identify new markets, build innovative products, and keep policy language and rates current.</p> <p><a href="/solutions/underwriting-rating/small-commercial/research-development-pricing/" title="Learn about our small commercial research, development and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55793"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Use data-driven analytics and risk insights backed by deep expertise to streamline and automate small commercial insurance risk selection and underwriting. </p> <p><a href="/solutions/underwriting-rating/small-commercial/risk-selection-underwriting/" title="Learn about our small commercial risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55794"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Manage small commercial insurance programs and maintain compliance with automation and portfolio insights powered by data, analytics, and unmatched expertise.</p> <p><a href="/solutions/underwriting-rating/small-commercial/portfolio-assessment-compliance/" title="Learn about our small commercial portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-8 " tabindex="0"> <a href="/solutions/other-lines-of-business/" title="Other Lines of Business" class="sm" target="_self">Other Lines of Business</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55736"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Underwriting & Rating Overview</strong></p> <p>Make informed product development and underwriting decisions to generate more revenue while minimizing premium leakage and unnecessary expenses.</p> <p><a href="/solutions/underwriting-rating/" title="Learn more about our Underwriting and Rating Solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-8 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55795"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Other Lines of Business</strong></p> <p>Transform your approach to product development and underwriting for multiple lines of business while adhering to compliance and rating standards.</p> <p><a href="/solutions/other-lines-of-business/" title="Learn about our other insurance policy programs" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/solutions/claims/" title="Claims" class="sm" target="_self" >Claims</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Claims</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/claims/" class="sm">Overview of Claims</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/claims/first-notice-of-loss/" title="FNOL" class="sm" target="_self">FNOL</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/claims/investigation/" title="Investigation" class="sm" target="_self">Investigation</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Investigation</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/investigation/" class="sm">Overview of Investigation</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/investigation/weather-response/" title="Weather Response" class="sm" target="_self">Weather Response</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/investigation/workflow-automation/" title="Workflow Automation" class="sm" target="_self">Workflow Automation</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/claims/investigation/decision-support-analytics/" title="Decision Support and Analytics" class="sm" target="_self">Decision Support and Analytics</a> </li> <li class="menu-item item-3-5 " tabindex="0"> <a href="/solutions/claims/investigation/catastrophe-claims-data/" title="Catastrophe Claims Data" class="sm" target="_self">Catastrophe Claims Data</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55809"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Investigation Overview</strong></p> <p>Streamline record review and validate key claim information such as weather information to ensure greater accuracy while reducing processing time.</p> <p><a href="/solutions/claims/investigation/" title="Learn about our investigation claims solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55810"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Weather Response</strong></p> <p>Whether you’re looking at a property’s history of weather damage or looking ahead to an incoming storm, Verisk solutions convert weather into useable data. </p> <p><a href="/solutions/claims/investigation/weather-response/" title="Learn about our claims investigation weather response solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55811"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Workflow Automation</strong></p> <p>Advanced AI, data parsing, image/video, and messaging solutions streamline claims processing, increasing satisfaction for employees and customers. </p> <p><a href="/solutions/claims/investigation/workflow-automation/" title="Learn about our claims investigation workflow automation solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55812"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Decision Support and Analytics</strong></p> <p>Fill in data gaps and get industry-leading insights to make claims more accurate, combat fraud, and improve customer service.</p> <p><a href="/solutions/claims/investigation/decision-support-analytics/" title="Learn about our claims investigation decision support and analytics solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-76413"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Catastrophe Claims Data</strong></p> <p>Access the insurance industry’s trusted source for independent property loss estimates covering a range of catastrophe and global large loss specialty lines.</p> <p><a href="/solutions/claims/investigation/catastrophe-claims-data/" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/claims/anti-fraud/" title="Anti-Fraud" class="sm" target="_self">Anti-Fraud</a> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/claims/compliance/" title="Compliance" class="sm" target="_self">Compliance</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Compliance</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/compliance/" class="sm">Overview of Compliance</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/compliance/workers-comp-state-reporting/" title="Workers' Compensation State Reporting" class="sm" target="_self">Workers' Compensation State Reporting</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/compliance/medicare-compliance-and-reporting/" title="Medicare Compliance and Reporting" class="sm" target="_self">Medicare Compliance and Reporting</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55814"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Compliance Overview</strong></p> <p>Satisfy state and federal claims reporting requirements automatically within your workflow with comprehensive reporting to help you stay compliant and prevent fraud. </p> <p><a href="/solutions/claims/compliance/" title="Learn about our compliance and reporting claims solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55821"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Workers' Compensation State Reporting</strong></p> <p>Data-driven claims management solutions let you streamline workers' compensation data reporting and improve compliance with advanced analytics.</p> <p><a href="/solutions/claims/compliance/workers-comp-state-reporting/" title="Learn about our workers' compensation state reporting claims solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55822"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Medicare Compliance and Reporting</strong></p> <p>Navigate changing regulations, manage complex recovery demands, and mitigate rising costs with an array of solutions to support every step of the process.</p> <p><a href="/solutions/claims/compliance/medicare-compliance-and-reporting/" title="Learn about our Medicare compliance and reporting claims solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-6 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/" title="Estimation and Valuation" class="sm" target="_self">Estimation and Valuation</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Estimation and Valuation</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/estimation-valuation/" class="sm">Overview of Estimation and Valuation</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/property-estimation-restoration/" title="Property Estimating & Restoration" class="sm" target="_self">Property Estimating & Restoration</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/valuation-validation/" title="Validation and Valuation" class="sm" target="_self">Validation and Valuation</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55829"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Estimation and Valuation Overview</strong></p> <p>Our claims estimation and workflow capabilities help you assess the value of a claim quickly and accurately, leading to faster settlements and improved customer satisfaction. </p> <p><a href="/solutions/claims/estimation-valuation/" title="Learn about our claims estimation and valuation solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55830"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Property Estimating & Restoration</strong></p> <p>Optimize your property claims process with advanced solutions to estimate structural and personal property claims seamlessly. </p> <p><a href="/solutions/claims/estimation-valuation/property-estimation-restoration/" title="Learn about our claims property estimation and restoration solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55831"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Validation and Valuation</strong></p> <p>State-of-the-art tools help you anticipate and handle unexpected costs from liability, medical costs, extreme weather, and other catastrophes.</p> <p><a href="/solutions/claims/estimation-valuation/valuation-validation/" title="Learn about our claims valuation and validation solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-7 " tabindex="0"> <a href="/solutions/claims/resolution/" title="Resolution" class="sm" target="_self">Resolution</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55797"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Claims Overview</strong></p> <p>Re-imagine your end-to-end claims experience to reduce costs, improve accuracy, and deliver a great customer experience from FNOL through resolution. </p> <p><a href="/solutions/claims/" title="Learn about our claims insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55806"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>FNOL</strong></p> <p>Accelerate the claims process with solutions that automatically populate key data and help route claims to the right areas, saving time on the front end. </p> <p><a href="/solutions/claims/first-notice-of-loss/" title="Learn about our claims FNOL solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55813"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Anti-Fraud</strong></p> <p>Identify and prevent fraudulent claims by finding the critical data you need. Close the information gap and stop fraud leakage with robust industry analytics. </p> <p><a href="/solutions/claims/anti-fraud/" title="Learn about our claims anti-fraud solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-7 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55832"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Resolution</strong></p> <p>Facilitate fast, fair claims resolution with automated tools and data-driven insights that help deliver better outcomes for you and your customers. </p> <p><a href="/solutions/claims/resolution/" title="Learn about our claims resolution solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/solutions/life/" title="Life Solutions" class="sm" target="_self" >Life Solutions</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Life Solutions</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/life/" class="sm">Overview of Life Solutions</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/life/individual-life-annuities/" title="Individual Life and Annuities" class="sm" target="_self">Individual Life and Annuities</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/life/employee-benefits-institutional-annuities/" title="Employee Benefits & Institutional Annuities" class="sm" target="_self">Employee Benefits & Institutional Annuities</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55833"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Life Overview</strong></p> <p>Reimagine life and annuity products, workflows, and customer experiences with simple and flexible life insurance technology and analytics. </p> <p><a href="/solutions/life/" title="Learn about our life solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55835"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Individual Life and Annuities</strong></p> <p>Leverage a unified system for increased agility, innovation, and market responsiveness in individual life and annuity lines. </p> <p><a href="/solutions/life/individual-life-annuities/" title="Learn about our individual life and annuities solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55836"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Employee Benefits & Institutional Annuities</strong></p> <p>Get end-to-end group life insurance plan administration and optimize group-based offerings with the FAST software solution from Verisk. </p> <p><a href="/solutions/life/employee-benefits-institutional-annuities/" title="Learn about our employee benefits and institutional annuities solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-4 " tabindex="0"> <a href="/solutions/extreme-event-risk/" title="Extreme Event Risk" class="sm" target="_self" >Extreme Event Risk</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Extreme Event Risk</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/extreme-event-risk/" class="sm">Overview of Extreme Event Risk</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/extreme-event-risk/risk-models/" title="Risk Models" class="sm" target="_self">Risk Models</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/extreme-event-risk/software-solutions/" title="Software Solutions" class="sm" target="_self">Software Solutions</a> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/extreme-event-risk/consulting-services/" title="Consulting Services" class="sm" target="_self">Consulting Services</a> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/extreme-event-risk/natural-hazard-risk-response/" title="Natural Hazard Risk and Response" class="sm" target="_self">Natural Hazard Risk and Response</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55837"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Extreme Event Risk Overview</strong></p> <p>Industry-leading catastrophe risk modeling software that incorporates global loss indexes and advanced analytics, from the company that pioneered catastrophe risk modeling.</p> <p><a href="/solutions/extreme-event-risk/" title="Learn about our extreme event and catastrophe risk solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55842"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Models</strong></p> <p>Catastrophe risk models manage risk from natural catastrophes, man-made threats, and more. Discover what catastrophe risk modeling is and how it works. </p> <p><a href="/solutions/extreme-event-risk/risk-models/" title="Learn about our catastrophe risk modeling solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55838"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Software Solutions</strong></p> <p>Understand and manage your catastrophe risk and uncover new insights with flexible catastrophe modeling software that enhances smart decision-making.</p> <p><a href="/solutions/extreme-event-risk/software-solutions/" title="Learn about our catastrophe modeling software solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55841"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Consulting Services</strong></p> <p>Verisk offers bespoke extreme event risk modeling services to meet your unique needs. Learn more about how our industry experts can help you manage your risk. </p> <p><a href="/solutions/extreme-event-risk/consulting-services/" title="Learn about our extreme event risk consulting services" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55844"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Natural Hazard Risk and Response</strong></p> <p>Detailed analytics and solutions for weather and environmental perils to help you mitigate risk, make quicker business decisions, and support profitability. </p> <p><a href="/solutions/extreme-event-risk/natural-hazard-risk-response/" title="Learn about our natural hazards and response solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-list-separator"></li> <li class="menu-item section-label"> <span>Additional Solutions</span> </li> <li class="menu-item item-1-5 " tabindex="0"> <a href="/solutions/construction/" title="Construction" class="sm" target="_self" >Construction</a> </li> <li class="menu-item item-1-6 " tabindex="0"> <a href="/solutions/consumer-insights/" title="Consumer Insights" class="sm" target="_self" >Consumer Insights</a> </li> <li class="menu-item item-1-7 " tabindex="0"> <a href="/solutions/sustainability-resilience/" title="Sustainability and Resilience" class="sm" target="_self" >Sustainability and Resilience</a> </li> <li class="menu-item item-1-8 " tabindex="0"> <a href="/solutions/government-municipalities/" title="Government and Municipalities" class="sm" target="_self" >Government and Municipalities</a> </li> <li class="menu-item item-1-9 " tabindex="0"> <a href="/solutions/real-estate-mortgage-servicing/" title="Real Estate and Mortgage Servicing" class="sm" target="_self" >Real Estate and Mortgage Servicing</a> </li> <li class="menu-item item-1-10 " tabindex="0"> <a href="/solutions/transportation/" title="Transportation" class="sm" target="_self" >Transportation</a> </li> <li class="nav-list-separator"></li> <li class="menu-item item-1-11 " tabindex="0"> <a href="/products/" title="View All Products" class="sm" target="_self" >View All Products</a> </li> </ul> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55735"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Solutions Overview</strong></p> <p>Assess risk, improve outcomes, build resilience, and seize strategic opportunities with our innovative solutions designed for insurers and reinsurers.</p> <p><a href="/solutions/" title="Explore Solutions" class="score-button verisk-button secondary default xsm"><strong>Explore our solutions</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-5"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55846"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Construction</strong></p> <p>Make smarter business decisions for construction and remodeling with data-driven insights and streamlined workflows.</p> <p><a href="/solutions/construction/" title="Learn about our construction and remodeling operations solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-6"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55847"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Consumer Insights</strong></p> <p>Find the right customers at the right time among current and potential auto, home, health, and life policyholders seeking a home and its related services.</p> <p><a href="/solutions/consumer-insights/" title="Learn about our consumer insights solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-7"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55848"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Sustainability and Resilience</strong></p> <p>Global risk intelligence tools by Verisk Maplecroft provide unmatched data and insights into climate, social, and government indices.</p> <p><a href="/solutions/sustainability-resilience/" title="Learn about our sustainability and resilience solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-8"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55849"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Government and Municipalities</strong></p> <p>Robust data tools provide necessary resources for governments, industries & law officials. Explore how to mitigate climate, cargo & commercial losses.</p> <p><a href="/solutions/government-municipalities/" title="Learn about our governmental and geopolitical solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-9"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55850"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Real Estate and Mortgage Servicing</strong></p> <p>Make informed property decisions backed by unparalleled insights and comprehensive data on market values, key property characteristics, and historical trends, all in real time.</p> <p><a href="/solutions/real-estate-mortgage-servicing/" title="Learn about our real estate and mortgage servicing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-10"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55851"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Transportation</strong></p> <p>Drive success across your supply chain with solutions that track complex risks, manage driver hiring, simplify compliance, and improve logistics.</p> <p><a href="/solutions/transportation/" title="Learn about our transportation solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-11"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55852"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>View All Products</strong></p> <p>Browse all our available products, across all lines, industries, and stages of the insurance life cycle.</p> <p><a href="/products/" title="Explore Products" class="score-button verisk-button secondary default xsm"><strong>Explore Products </strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Resources <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu fifty-fifty"> <div class="fifty-fifty__links"> <ul> <li class="menu-item section-label"> <span>Resources</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/blog/" title="Thought Leadership" class="sm" target="_self" >Thought Leadership</a> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/conferences/" title="Events" class="sm" target="_self" >Events</a> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/resources/webinars/" title="Webinars" class="sm" target="_self" >Webinars</a> </li> </ul> <ul> <li class="menu-item section-label"> <span></span> </li> <li class="menu-item item-1-4 " tabindex="0"> <a href="/company/contact/" title="Contact Support" class="sm" target="_self" >Contact Support</a> </li> <li class="menu-item item-1-5 " tabindex="0"> <a href="/company/strategic-alliances/" title="Strategic Alliances" class="sm" target="_self" >Strategic Alliances</a> </li> <li class="menu-item item-1-6 " tabindex="0"> <a href="/xactware-store/" title="Xactware Store & Training" class="sm" target="_self" >Xactware Store & Training</a> </li> </ul> </div> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55999"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Verisk Resources</strong></p> <p>Stay informed about industry trends and innovative solutions with our events, webinars, FAQs, and thought leadership, including the Visualize blog.</p> <p><a href="/blog/" title="Visit Visualize" class="score-button verisk-button secondary default xsm"><strong>Visit Visualize</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-1"> </div> <div class="content-area content-1-2"> </div> <div class="content-area content-1-3"> </div> <div class="content-area content-1-4"> </div> <div class="content-area content-1-5"> </div> <div class="content-area content-1-6"> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Company <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu fifty-fifty"> <div class="fifty-fifty__links"> <ul> <li class="menu-item section-label"> <span>Company</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/company/about/" title="About Us" class="sm" 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class="image-wrapper"> <a href="https://www.verisk.com/blog/federal-insurance-office-elimination-act-introduced-in-congress/" aria-label="Federal Insurance Office Elimination Act Introduced in Congress" target="_self"> <img src="https://www.verisk.com/49921b/contentassets/8f4dc15c28e84922b8f38063a2494ffd/state-capital.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="State Capital "> </a> </div> <div class="caption"> <p class="article-tag">4/29/2025 - 3 min read</p> <a href="https://www.verisk.com/blog/federal-insurance-office-elimination-act-introduced-in-congress/" alt="Federal Insurance Office Elimination Act Introduced in Congress" target="_self"> <H4 class="card__title"> Federal Insurance Office Elimination Act Introduced in Congress </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Representative Troy Downing (R -Montana) introduced H.R. 643, which proposes to eliminate the Department of the Treasury.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/federal-insurance-office-elimination-act-introduced-in-congress/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/why-people-remain-crucial-in-combating-insurance-fraud/" aria-label="Why People Remain Crucial in Combating Insurance Fraud" target="_self"> <img src="https://www.verisk.com/495cbb/contentassets/4a1f9e17410e4b339b96ec63e9f0dbda/two-coworkers-reviewing-ai-data.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Two Coworkers Reviewing Ai Data "> </a> </div> <div class="caption"> <p class="article-tag">4/29/2025 - 2 min read</p> <a href="https://www.verisk.com/blog/why-people-remain-crucial-in-combating-insurance-fraud/" alt="Why People Remain Crucial in Combating Insurance Fraud" target="_self"> <H4 class="card__title"> Why People Remain Crucial in Combating Insurance Fraud </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Discover how the combination of human expertise and advanced technology is crucial for detecting and disrupting fraudulent activity. Learn about the benefits of early fraud detection and the importance of a collaborative approach.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/why-people-remain-crucial-in-combating-insurance-fraud/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/colorado-delays-release-3.1-for-froisroi-reporting-until-7-30-2026/" aria-label="Colorado Delays Release 3.1 for FROI/SROI Reporting Until 7/30/2026" target="_self"> <img src="https://www.verisk.com/49937c/contentassets/eec8962ad9db44a08d7ecb78f72f2435/construction-workers.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Construction Workers "> </a> </div> <div class="caption"> <p class="article-tag">4/25/2025 - 2 min read</p> <a href="https://www.verisk.com/blog/colorado-delays-release-3.1-for-froisroi-reporting-until-7-30-2026/" alt="Colorado Delays Release 3.1 for FROI/SROI Reporting Until 7/30/2026" target="_self"> <H4 class="card__title"> Colorado Delays Release 3.1 for FROI/SROI Reporting Until 7/30/2026 </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>The DOWC announced it is delaying its implementation of Release 3.1 for FROI/SROI reporting. 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5 min read</p> <a href="https://www.verisk.com/blog/building-trust-in-ai-driven-claims-handling-a-deeper-look-at-data-and-ethics/" alt="How Ethical AI is Reshaping Claims Handling with Discovery Navigator" target="_self"> <H4 class="card__title"> How Ethical AI is Reshaping Claims Handling with Discovery Navigator </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Explore how responsible AI can streamline complex claims while building trust with regulators and policyholders. </p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/building-trust-in-ai-driven-claims-handling-a-deeper-look-at-data-and-ethics/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/analyzing-collected-data-for-lead-generating-anti-fraud-intelligence/" aria-label="Analyzing Collected Data for Lead-Generating Anti-Fraud Intelligence" target="_self"> <img src="https://www.verisk.com/496a3e/contentassets/f8bfe4e69c004c83a1f658e0778212f8/standing-man-presenting-data.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Standing Man Presenting Data "> </a> </div> <div class="caption"> <p class="article-tag">4/11/2025 - 3 min read</p> <a href="https://www.verisk.com/blog/analyzing-collected-data-for-lead-generating-anti-fraud-intelligence/" alt="Analyzing Collected Data for Lead-Generating Anti-Fraud Intelligence" target="_self"> <H4 class="card__title"> Analyzing Collected Data for Lead-Generating Anti-Fraud Intelligence </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Learn how insurers can analyze data strategically and tactically to detect fraud, generate leads, and balance privacy concerns.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/analyzing-collected-data-for-lead-generating-anti-fraud-intelligence/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/cms-releases-section-111-nghp-user-guide-version-8.0--breaking-down-cmss-new-updates/" aria-label="CMS Releases Section 111 NGHP User Guide (Version 8.0) – Breaking Down CMS’s New Updates" target="_self"> <img src="https://www.verisk.com/496f34/contentassets/2cd252c196084b4cbc2372d4d1e952d0/man-on-mobile-phone-looking-at-laptop.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Man On Mobile Phone Looking At Laptop "> </a> </div> <div class="caption"> <p class="article-tag">4/11/2025 - 9 min read</p> <a href="https://www.verisk.com/blog/cms-releases-section-111-nghp-user-guide-version-8.0--breaking-down-cmss-new-updates/" alt="CMS Releases Section 111 NGHP User Guide (Version 8.0) – Breaking Down CMS’s New Updates" target="_self"> <H4 class="card__title"> CMS Releases Section 111 NGHP User Guide (Version 8.0) – Breaking Down CMS’s New Updates </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>CMS has released an updated Section 111 NGHP User Guide (Version 8.0, April 7, 2025) regarding S.111 reporting related to non-group health plans.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/cms-releases-section-111-nghp-user-guide-version-8.0--breaking-down-cmss-new-updates/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/cms-discusses-general-msp-recovery-issues-on-its-msp-intro-webinar/" aria-label="CMS Discusses General MSP Recovery Issues on its “MSP Intro” Webinar" target="_self"> <img src="https://www.verisk.com/49601c/contentassets/c95d1c9d79f14117b11bf0d4c3c8f25a/reviewing-documents-on-a-laptop.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Reviewing Documents On A Laptop "> </a> </div> <div class="caption"> <p class="article-tag">4/3/2025 - 7 min read</p> <a href="https://www.verisk.com/blog/cms-discusses-general-msp-recovery-issues-on-its-msp-intro-webinar/" alt="CMS Discusses General MSP Recovery Issues on its “MSP Intro” Webinar" target="_self"> <H4 class="card__title"> CMS Discusses General MSP Recovery Issues on its “MSP Intro” Webinar </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>On March 27, 2025, CMS held an “Introduction to MSP for Beneficiary Representatives” webinar.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/cms-discusses-general-msp-recovery-issues-on-its-msp-intro-webinar/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/introducing-verisks-new-tpocwcmsa-resource-center-helping-you-stay-compliant/" aria-label="Verisk’s TPOC/WCMSA Resource Center – Helping You Stay Compliant!" target="_self"> <img src="https://www.verisk.com/495c04/contentassets/40ffb0ed10f44f77a4b27fcd1141bcd9/woman-with-laptop.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Woman With Laptop "> </a> </div> <div class="caption"> <p class="article-tag">3/25/2025 - 1 min read</p> <a href="https://www.verisk.com/blog/introducing-verisks-new-tpocwcmsa-resource-center-helping-you-stay-compliant/" alt="Verisk’s TPOC/WCMSA Resource Center – Helping You Stay Compliant!" target="_self"> <H4 class="card__title"> Verisk’s TPOC/WCMSA Resource Center – Helping You Stay Compliant! </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>With CMS's new requirements in effect, we're thrilled to introduce Verisk's TPOC/WCMSA Resource Center, offering a variety of essential resources.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/introducing-verisks-new-tpocwcmsa-resource-center-helping-you-stay-compliant/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/deepfakes-the-next-frontier-of-fraud-for-insurers-and-how-to-fight-back/" aria-label="Deepfakes: The Next Frontier of Fraud for Insurers and How to Fight Back" target="_self"> <img src="https://www.verisk.com/495df9/contentassets/1dd8fd49a873411999d0b8a73b014567/image-manipulation-of-womans-photo.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Image Manipulation Of Womans Photo "> </a> </div> <div class="caption"> <p class="article-tag">3/25/2025 - 3 min read</p> <a href="https://www.verisk.com/blog/deepfakes-the-next-frontier-of-fraud-for-insurers-and-how-to-fight-back/" alt="Deepfakes: The Next Frontier of Fraud for Insurers and How to Fight Back" target="_self"> <H4 class="card__title"> Deepfakes: The Next Frontier of Fraud for Insurers and How to Fight Back </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Learn how deepfakes pose a significant threat to the insurance industry. Discover strategies for insurers to protect themselves from manipulated media, including building awareness, sharing information, and deploying AI technology.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/deepfakes-the-next-frontier-of-fraud-for-insurers-and-how-to-fight-back/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/cms-to-hold-an-msp-introductory-webinar-on-march-27/" aria-label="CMS to Hold an MSP Intro Webinar on March 27th at 1:00 p.m. (ET)" target="_self"> <img src="https://www.verisk.com/495247/contentassets/2b70635e2ae3446fa5c463dc0416f818/happy-person-working-wearing-headphones-1.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Happy Person Working Wearing Headphones 1 "> </a> </div> <div class="caption"> <p class="article-tag">3/19/2025 - 1 min read</p> <a href="https://www.verisk.com/blog/cms-to-hold-an-msp-introductory-webinar-on-march-27/" alt="CMS to Hold an MSP Intro Webinar on March 27th at 1:00 p.m. (ET)" target="_self"> <H4 class="card__title"> CMS to Hold an MSP Intro Webinar on March 27th at 1:00 p.m. (ET) </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>CMS will host an Introduction to MSP for Beneficiary Representatives webinar on March 27, 2025, at 1 p.m.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/cms-to-hold-an-msp-introductory-webinar-on-march-27/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/a-new-day-for-wcmsa-amended-review-requests-start-april-7th/" aria-label="A New Day for WCMSA Amended Review Requests Start April 7th" target="_self"> <img src="https://www.verisk.com/4957d5/contentassets/4f223f139ba045389b9904a6c59da878/office-working-concentrating-on-laptop-screen-article.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Office Working Concentrating On Laptop Screen Article "> </a> </div> <div class="caption"> <p class="article-tag">3/19/2025 - 5 min read</p> <a href="https://www.verisk.com/blog/a-new-day-for-wcmsa-amended-review-requests-start-april-7th/" alt="A New Day for WCMSA Amended Review Requests Start April 7th" target="_self"> <H4 class="card__title"> A New Day for WCMSA Amended Review Requests Start April 7th </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Effective April 7, 2025, CMS will permit Amended Review requests any time after a WCMSA case approval.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/a-new-day-for-wcmsa-amended-review-requests-start-april-7th/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/section-111-reporting-cmss-road-map-to-conditional-payment-recovery/" aria-label="Section 111 Reporting: CMS’s Road Map to Conditional Payment Recovery" target="_self"> <img src="https://www.verisk.com/494500/contentassets/f9c5254cc70e46148129781760577dc0/colleagues-conversing-around-conference-table-3.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Colleagues Conversing Around Conference Table 3 "> </a> </div> <div class="caption"> <p class="article-tag">3/13/2025 - 18 min read</p> <a href="https://www.verisk.com/blog/section-111-reporting-cmss-road-map-to-conditional-payment-recovery/" alt="Section 111 Reporting: CMS’s Road Map to Conditional Payment Recovery" target="_self"> <H4 class="card__title"> Section 111 Reporting: CMS’s Road Map to Conditional Payment Recovery </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p><span class="TrackChangeTextInsertion TrackedChange SCXW38296462 BCX8"><span class="TextRun SCXW38296462 BCX8" lang="EN-US" xml:lang="EN-US" data-contrast="auto"><span class="NormalTextRun SCXW38296462 BCX8">Insurers must understand CMS's use of Section 111 data in the conditional payment recovery </span></span></span><span class="TrackChangeTextInsertion TrackedChange SCXW38296462 BCX8"><span class="TextRun SCXW38296462 BCX8" lang="EN-US" xml:lang="EN-US" data-contrast="auto"><span class="NormalTextRun SCXW38296462 BCX8">process</span></span></span><span class="TrackChangeTextInsertion TrackedChange SCXW38296462 BCX8"><span class="TextRun SCXW38296462 BCX8" lang="EN-US" xml:lang="EN-US" data-contrast="auto"><span class="NormalTextRun SCXW38296462 BCX8"> to avoid consequences and liability.</span></span></span></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button 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