var i = (window.location.host == "www.verisk.com") ? 'GTM-NKWPGK' : 'GTM-NR9MLKH'; (function (w, d, s, l, i) { w[l] = w[l] || []; w[l].push({ 'gtm.start': new Date().getTime(), event: 'gtm.js' }); var f = d.getElementsByTagName(s)[0], j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src = 'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f); })(window, document, 'script', 'dataLayer', i); </script> <!-- Optimizely Experimentation --> <script> // Holding Experimentation events until user opt in window["optimizely"] = window["optimizely"] || []; window["optimizely"].push({ "type": "holdEvents" }); </script> <script type="text/plain" class="optanon-category-C0004"> window.addEventListener("load", function() { window.optimizely.push({type: "sendEvents"}); }); </script> <script src="https://cdn.optimizely.com/js/22793102135.js"></script> <!-- Optimizely Experimentation --> " height="0" width="0" style="display: none; visibility: hidden" ></ iframe > </noscript> <!-- End Google Tag Manager (noscript) --> <div class="grid blog-landing content-type-page"> <a class="skip-to-main" href="#main">Skip to main content</a> <header class="[ grid__item grid__item__full ] [ full-bleed ] utility-navigation"> <nav class="navbar utility-navbar" aria-label="Utility" role="navigation"> <ul class="nav-links"> <li data-has-dropdown> <a class="drop xs language-selector" aria-expanded="false" tabindex="0"> United States (EN) <span class="icon-container"> <svg xmlns="http://www.w3.org/2000/svg" width="22" height="22" viewBox="0 0 22 22" fill="none" class="icon"> <path d="M21.9988 10.849C21.9558 7.89604 20.7605 5.13792 18.6337 3.0819C16.5168 1.03665 13.7476 -0.0578002 10.8285 0.00235413C7.89501 0.0472455 5.15358 1.22968 3.11118 3.33149C1.06789 5.43331 -0.0367556 8.20669 0.000933523 11.1399C0.0386227 14.083 1.22493 16.8357 3.34181 18.8908C5.41112 20.9002 8.11397 22 10.9721 22C11.0358 22 11.0986 22 11.1623 21.9982C17.2249 21.895 22.0868 16.8932 21.9988 10.849ZM16.926 8.91149H18.0639C18.5745 8.91238 19.1012 8.91328 19.6226 8.90879C19.9519 10.2708 19.9537 11.6732 19.6271 13.0774H16.9269C17.0633 11.7028 17.0633 10.3336 16.9269 8.91149H16.926ZM18.8051 15.2142C17.9679 16.7369 16.8354 17.8889 15.3673 18.7095C15.6231 18.2184 15.8384 17.7165 16.0116 17.2074C16.2144 16.6086 16.3769 15.9908 16.5339 15.3929L16.5824 15.2079C17.2096 15.216 17.8458 15.2151 18.4605 15.2142C18.5754 15.2142 18.6903 15.2142 18.8051 15.2142ZM14.7912 13.0774H12.0713V8.92316H14.7867C14.9447 10.2546 14.9465 11.6193 14.7921 13.0774H14.7912ZM14.4063 6.78184H12.0677V2.51806C12.5658 2.88079 12.9821 3.39075 13.4048 4.15211C13.8221 4.90359 14.1442 5.74665 14.4063 6.78094V6.78184ZM18.3268 6.78633C17.7579 6.78723 17.1692 6.78902 16.5886 6.79531C16.297 5.45306 15.8887 4.29486 15.3458 3.26775C15.5917 3.40601 15.8358 3.55595 16.0727 3.72205C17.2141 4.5283 18.1321 5.55721 18.8051 6.78543H18.3268V6.78633ZM14.4098 15.2124C14.3802 15.33 14.3515 15.4432 14.3183 15.5554C14.0545 16.4586 13.7745 17.1706 13.4362 17.7955C13.1221 18.3755 12.7793 18.8414 12.3872 19.2185C12.2822 19.32 12.1727 19.4098 12.0579 19.4897C12.0579 18.0621 12.0579 16.6337 12.0579 15.2061C12.7076 15.2052 13.368 15.2079 14.0069 15.2106L14.4098 15.2124ZM9.93202 15.2169V19.4807C9.45373 19.1332 9.0535 18.6529 8.6479 17.9409C8.20191 17.1589 7.85643 16.2656 7.5944 15.2169H9.93202ZM7.20763 8.92136H9.92664V13.0747H7.21212C7.05508 11.7325 7.05419 10.3687 7.20763 8.92136ZM3.19464 6.78364C4.03098 5.26362 5.17152 4.10452 6.65576 3.26685C6.10209 4.30743 5.69379 5.46563 5.41291 6.79082C4.9418 6.78454 4.4662 6.78274 3.99688 6.78274C3.83446 6.78274 3.67293 6.78274 3.5132 6.78274C3.40642 6.78274 3.29963 6.78274 3.19374 6.78274L3.19464 6.78364ZM7.59081 6.78454C7.62491 6.64627 7.6599 6.51339 7.69849 6.38141C7.95244 5.5177 8.22434 4.82907 8.55547 4.21585C8.86775 3.63586 9.21413 3.1654 9.61256 2.77754C9.71127 2.68147 9.82524 2.58989 9.93651 2.51268L9.9383 3.68703C9.9401 4.72223 9.94099 5.75742 9.94189 6.79172C9.1585 6.78902 8.3751 6.78723 7.5917 6.78454H7.59081ZM3.6828 15.2115C4.24904 15.2106 4.83322 15.2088 5.41022 15.2026C5.69648 16.5251 6.10029 17.6752 6.63961 18.7041C6.45206 18.6008 6.27079 18.4958 6.09401 18.38C4.88706 17.5917 3.91342 16.5277 3.19374 15.2133H3.6828V15.2115ZM5.07281 13.081H4.41146C3.73485 13.0837 3.05824 13.0846 2.37625 13.0873C2.04781 11.7271 2.04602 10.3265 2.37176 8.91957H5.07281C4.93821 10.2914 4.93821 11.6885 5.07281 13.0801V13.081Z" fill="white"></path> </svg> </span> <span class="sr-only">Show submenu for language selector</span> </a> <div class="dropdown_container"> <ul> <li class="language-label">Select a Language</li> <li class="verisk-language" data-language="en-CA"><a href="#">Canada (EN)</a></li> <li class="verisk-language" data-language="en-GB"><a href="#">United Kingdom (EN)</a></li> <li class="verisk-language" data-language="en-DE"><a href="#">Germany (EN)</a></li> <li class="verisk-language" data-language="de-DE"><a href="#">Deutschland (DE)</a></li> </ul> </div> </li> <li> <a class="drop xs " aria-expanded="false" tabindex="0"> <span class="icon-container"> <?xml version="1.0" encoding="UTF-8"?><svg id="Layer_1" data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" width="24" height="24" version="1.1" viewBox="0 0 24 24"><defs><style> .cls-1 { fill: #fff; stroke-width: 0px; } </style></defs><path class="cls-1" d="M11.99,23.5c-3.06,0-5.93-1.18-8.09-3.33C1.71,18,.5,15.1.5,12.01.49,5.69,5.64.52,11.97.5h.04c3.05,0,5.92,1.18,8.09,3.34,2.18,2.17,3.39,5.07,3.39,8.16,0,6.3-5.12,11.46-11.44,11.5h-.07,0ZM12.01,2.82c-.31,0-.61.02-.92.05-4.22.42-7.58,3.65-8.18,7.87-.29,2.06.1,4.04,1.15,5.88.34.6.74,1.14,1.22,1.64.64-2.45,2.71-4.12,5.28-4.21.91-.03,1.84-.02,2.73-.02h.91c.24,0,.49.03.75.08,2.07.38,3.53,1.55,4.35,3.48,1.44-1.82,2.6-5.01,1.42-8.51-1.27-3.79-4.77-6.26-8.7-6.26h0ZM15.51,9.63c.02,1.92-1.55,3.5-3.5,3.52-1.93.02-3.51-1.55-3.53-3.51-.02-1.92,1.58-3.52,3.52-3.52s3.5,1.57,3.52,3.51h-.01Z" /></svg> </span> </a> <div class="dropdown_container"> <ul> <li class="link-section-sub-header"> </li> <li> <a href="https://info.iso.com/" title="ISOnet" target="_blank">ISOnet</a> </li> <li> <a href="https://www.360-value.com/apps/iv/#/login" title="360Value" target="_blank">360Value</a> </li> <li> <a href="https://alert.air-worldwide.com/" title="ALERT™" target="_blank">ALERT™</a> </li> <li> <a href="https://www.xactware.com/store/PRODUCTS/Benchmark-Reports/1-280.do" title="Benchmark Web" target="_self">Benchmark Web</a> </li> <li> <a href="https://portal.business-insight.net/" title="Business Insight Client Portal" target="_blank">Business Insight Client Portal</a> </li> <li> <a href="https://application.cargonet.com/" title="CargoNet" target="_blank">CargoNet</a> </li> <li> <a href="https://claimsearch.iso.com/" title="ClaimSearch" target="_blank">ClaimSearch</a> </li> <li> <a href="https://www.claimxperience.com/#/" title="ClaimXperience" target="_blank">ClaimXperience</a> </li> <li> <a href="https://www.contentstrack.com/Account/Login" title="ContentsTrack" target="_self">ContentsTrack</a> </li> <li> <a href="https://eapps.cv-alir.com/Login/" title="CV-ALIR" target="_self">CV-ALIR</a> </li> <li> <a href="https://eapps.cv-exchange.com/Login/" title="CV-Exchange" target="_blank">CV-Exchange</a> </li> <li> <a href="https://www.air-worldwide.com/support-and-training/Client-Portal/" title="EES Portal (Cat Risk)" target="_blank">EES Portal (Cat Risk)</a> </li> <li> <a href="https://envision.datadrivensafety.com/login.go" title="Envision" target="_self">Envision</a> </li> <li> <a href="https://eapps.iix.com/Login/login.jsp" title="ExpressNet" target="_self">ExpressNet</a> </li> <li class="nav-list-separator"></li> <li class="link-section-sub-header"> </li> </ul> <ul> <li class="link-section-sub-header"> </li> <li> <a href="https://core.verisk.com/" title="Insurance Line Services" target="_blank">Insurance Line Services</a> </li> <li> <a href="https://www5.iso.com/statplan/app/ncl.do" title="ISO Electronic Numerical Listings of Classification Codes" target="_blank">ISO Electronic Numerical Listings of Classification Codes</a> </li> <li> <a href="https://passportweb.iso.com/passport/app/start.do" title="ISO Passport" target="_blank">ISO Passport</a> </li> <li> <a href="https://www5.iso.com/statplan/app/statcalls.do" title="ISO's Special Statistical Data Calls" target="_blank">ISO's Special Statistical Data Calls</a> </li> <li> <a href="https://mozart.iso.com/#/Login" title="Mozart Form Composer" target="_blank">Mozart Form Composer</a> </li> <li> <a href="https://application.ner.net/NER.WEB/login?returnUrl=%2F" title="NER (National Equipment Register)" target="_blank">NER (National Equipment Register)</a> </li> <li> <a href="https://onexperience.com/signin" title="OneXperience" target="_blank">OneXperience</a> </li> <li> <a href="https://prometrixweb.iso.com/" title="ProMetrix" target="_blank">ProMetrix</a> </li> <li> <a href="https://audit.qualityplanning.com/arm" title="RISK:check Renewal" target="_blank">RISK:check Renewal</a> </li> <li> <a href="https://www.xactanalysis.com/apps/xnportal/welcome.jsp" title="XactAnalysis" target="_blank">XactAnalysis</a> </li> <li> <a href="https://www.xactcontents.com/" title="XactContents" target="_blank">XactContents</a> </li> <li> <a href="https://xactimate.com/" title="Xactimate" target="_blank">Xactimate</a> </li> <li> <a href="https://www.xactprm.com/" title="XactPRM" target="_blank">XactPRM</a> </li> <li> <a href="https://app.xactremodel.com/" title="XactRemodel" target="_blank">XactRemodel</a> </li> </ul> </div> </li> <li> <a href="/company/contact/" title="Contact Us"> <span class="icon-container"> <?xml version="1.0" encoding="UTF-8"?><svg id="Layer_1" data-name="Layer 1" xmlns="http://www.w3.org/2000/svg" width="25" height="23" version="1.1" viewBox="0 0 25 23"><defs><style> .cls-1 { fill: #fff; stroke-width: 0px; } </style></defs><path class="cls-1" d="M22.47,22.25c-.47,0-.94-.15-1.34-.44l-1.85-1.39c-.14-.1-.28-.15-.43-.15H7.71c-1.77,0-3.2-1.44-3.2-3.2,0-.69.56-1.27,1.25-1.27s1.25.54,1.25,1.23v.04c0,.39.32.7.7.7h11.15c.69,0,1.35.23,1.93.65l1.42,1.07V6.25c0-.39-.32-.7-.7-.7h-1.43c-.69,0-1.25-.56-1.25-1.25s.56-1.25,1.25-1.25h1.43c1.77,0,3.2,1.44,3.2,3.2v13.77c0,.84-.47,1.6-1.22,1.98-.32.16-.67.24-1.01.24h-.01ZM22.62,19.8h0ZM15.72,0H1.95C.86,0,0,.89,0,1.95v13.77c0,.8.92,1.26,1.58.78l1.84-1.38c.34-.26.75-.4,1.18-.4h11.15c1.09,0,1.95-.89,1.95-1.95V1.98c-.03-1.09-.89-1.98-1.98-1.98h0ZM9.83,11.55h-4.91c-.69,0-1.24-.55-1.24-1.24s.55-1.24,1.24-1.24h4.91c.69,0,1.24.55,1.24,1.24s-.55,1.24-1.24,1.24ZM13.77,6.64H4.91c-.69,0-1.24-.55-1.24-1.24s.55-1.24,1.24-1.24h8.85c.69,0,1.24.55,1.24,1.24s-.57,1.24-1.24,1.24h.01Z" /></svg> </span> </a> </li> </ul> </nav> </header> <header class="[ grid__item grid__item__full ] [ full-bleed ] main-navigation"> <nav role="navigation" class="navbar main-navbar" aria-label="Main"> <a href="/"> <img alt="Verisk Logo" tabindex="0" src="/4a5ce1/globalassets/svgs/verisk_logo.svg" /> </a> <ul class="nav-links"> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Our Focus <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu"> <ul> <li class="menu-item section-label"> <span>Our Focus</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/insurance/property-casualty/" title="P/C Insurance" class="sm" target="_self" >P/C Insurance</a> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/insurance/life-annuities/" title="Life and Annuities" class="sm" target="_self" >Life and Annuities</a> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/insurance/reinsurance/" title="Reinsurance" class="sm" target="_self" >Reinsurance</a> </li> <li class="menu-item item-1-4 " tabindex="0"> <a href="/insurance/specialty-markets/" title="Specialty Markets" class="sm" target="_self" >Specialty Markets</a> </li> </ul> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55696"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Insurance Overview</strong></p> <p>Innovative insurance solutions powered by advanced data analytics, technology, scientific research, and deep industry knowledge. </p> <p><a href="/insurance/" title="Learn More" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55730"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Property & Casualty Insurance</strong></p> <p>Create innovative P&C insurance programs, streamline data reporting to regulators, and leverage analytics to assess and price risks with speed and precision.</p> <p><a href="/insurance/property-casualty/" title="Learn about our property and casualty insurance focus" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-2"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55731"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Life and Annuities</strong></p> <p>Refine life, annuity, and pension plans from the individual to the portfolio level, driving value across individual life and annuity lines. </p> <p><a href="/insurance/life-annuities/" title="Learn about our life and annuities focus" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-3"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55733"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Reinsurance</strong></p> <p>Improve combined ratios and unlock greater reinsurance profitability by managing your risk on global, commercial, and enterprise levels.</p> <p><a href="/insurance/reinsurance/" title="Learn about our reinsurance focus" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-4"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55734"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Specialty Markets</strong></p> <p>Compete in new markets with solutions for specialties such as professional liability, management liability, and crime and fidelity. </p> <p><strong><a href="/insurance/specialty-markets/" title="Learn about our specialty markets focus" class="score-button verisk-button secondary default xsm">Learn more</a></strong></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Our Solutions <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu"> <ul> <li class="menu-item section-label"> <span>Our Solutions</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/solutions/underwriting-rating/" title="Underwriting and Rating" class="sm" target="_self" >Underwriting and Rating</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Underwriting and Rating</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/underwriting-rating/" class="sm">Overview of Underwriting and Rating</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-property/" title="Personal Property" class="sm" target="_self">Personal Property</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Personal Property</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/personal-property/" class="sm">Overview of Personal Property</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-property/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-property/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-property/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55739"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Personal Property</strong></p> <p>Maintain underwriting and pricing discipline and uncover profitable opportunities in the fast-paced personal property market. </p> <p><a href="/solutions/underwriting-rating/personal-property/" title="Learn more about our Personal Property solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55744"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Drive critical research, benchmarking, and pricing decisions with personal property risk assessment tools and software. </p> <p><a href="/solutions/underwriting-rating/personal-property/research-development-pricing/" title="Learn about our personal property research, development, and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55745"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Capitalize on actionable underwriting data for personal property insurance at point of sale and renewal to guide smarter risk selection. </p> <p><a href="/solutions/underwriting-rating/personal-property/risk-selection-underwriting/" title="Learn about our personal property risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55747"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Understand and evaluate your personal property insurance portfolio and maintain regulatory compliance with powerful data tools and services. </p> <p><a href="/solutions/underwriting-rating/personal-property/portfolio-assessment-compliance/" title="Learn about our personal property portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-property/" title="Commercial Property" class="sm" target="_self">Commercial Property</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Commercial Property</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/commercial-property/" class="sm">Overview of Commercial Property</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-property/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-property/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-property/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55766"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Commercial Property Overview</strong></p> <p>Assess risk and exposure quickly with comprehensive, insurance-ready data and analytics for every commercial property address.</p> <p><a href="/solutions/underwriting-rating/commercial-property/" title="Learn about our commercial property insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55767"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Identify new commercial property insurance markets, develop innovative products, and keep forms and rates up to date with flexible, data-driven analytics and tools. </p> <p><a href="/solutions/underwriting-rating/commercial-property/research-development-pricing/" title="Learn" about="" our="" commercial="" property="" research,="" development="" and="" pricing="" solutions"="" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55768"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Streamline commercial property risk selection and underwriting with robust data drawn from on-site expertise, advanced computer modeling, and real-world claims. </p> <p><a href="/solutions/underwriting-rating/commercial-property/risk-selection-underwriting/" title=" Learn about our commercial property risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55770"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Gain deep insights about your commercial property insurance portfolio and streamline compliance with robust analytics and automation. </p> <p><a href="/solutions/underwriting-rating/commercial-property/portfolio-assessment-compliance/" title="Learn about our commercial property portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/" title="Personal Auto" class="sm" target="_self">Personal Auto</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Personal Auto</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/personal-auto/" class="sm">Overview of Personal Auto</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/personal-auto/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55748"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Personal Auto Overview</strong></p> <p>Discover a range of personal auto solutions spanning underwriting and rating, fraud, telematics, and predictive analytics. </p> <p><a href="/solutions/underwriting-rating/personal-auto/" title="Learn about our personal auto insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55759"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Find opportunities in personal auto insurance, create innovative products, and price them with precise data, analytics, and expertise. </p> <p><a href="/solutions/underwriting-rating/personal-auto/research-development-pricing/" title="Learn about our personal auto research, development and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55760"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection & Underwriting</strong></p> <p>Sharpen segmentation and combat personal auto insurance fraud and premium leakage with risk selection tools for driver and vehicle information. </p> <p><a href="/solutions/underwriting-rating/personal-auto/risk-selection-underwriting/" title="Learn about our personal auto risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55761"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Run your personal auto insurance team smarter with market-ready programs, data analytics, and tools for regulatory compliance and statistical reporting tools.</p> <p><a href="/solutions/underwriting-rating/personal-auto/portfolio-assessment-compliance/" title="Learn about our personal auto portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/" title="Commercial Auto" class="sm" target="_self">Commercial Auto</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Commercial Auto</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/commercial-auto/" class="sm">Overview of Commercial Auto</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/commercial-auto/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55771"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Commercial Auto Overview</strong></p> <p>Commercial auto insurance solutions that span underwriting, risk selection, and rating with robust data and analytics on businesses, vehicle fleets, and drivers.</p> <p><a href="/solutions/underwriting-rating/commercial-auto/" title="Learn about our commercial auto insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55780"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Overcome profitability challenges with market-ready essentials to identify opportunities, manage smart growth, and adapt to the changing commercial auto landscape. </p> <p><a href="/solutions/underwriting-rating/commercial-auto/research-development-pricing/" title="Learn about our commercial auto research, development and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55781"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection & Underwriting</strong></p> <p>Capture a full range of underwriting and pricing factors for commercial auto insurance with granular data, analytics, and advanced technology.</p> <p><a href="/solutions/underwriting-rating/commercial-auto/risk-selection-underwriting/" title="Learn about our commercial auto risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55783"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Leverage your data to streamline compliance, measure performance, and refine strategy across your commercial auto insurance portfolio. </p> <p><a href="/solutions/underwriting-rating/commercial-auto/portfolio-assessment-compliance/" title="Learn about our commercial auto portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-6 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/" title="General Liability" class="sm" target="_self">General Liability</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>General Liability</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/general-liability/" class="sm">Overview of General Liability</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/general-liability/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55762"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>General Liability Overview</strong></p> <p>Cover known and emerging business liability risks and access diverse data, analytics, and compliance tools to drive your business forward.</p> <p><a href="/solutions/underwriting-rating/general-liability/" title="Learn about our general liability insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55763"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Detect opportunities, launch new products, and price coverage precisely with market-ready programs and solutions for general liability insurance. </p> <p><a href="/solutions/underwriting-rating/general-liability/research-development-pricing/" title="Learn about our general liability research, development and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55764"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Be responsive to your customers and true to your risk appetite with powerful data, insights, and technology—and a support team focused on you.</p> <p><a href="/solutions/underwriting-rating/general-liability/risk-selection-underwriting/" title="Learn about our general liability risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55765"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Leverage your data to manage your general liability insurance portfolio strategically and streamline regulatory compliance. </p> <p><a href="/solutions/underwriting-rating/general-liability/portfolio-assessment-compliance/" title="Learn about our general liability portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-7 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/" title="Small Commercial" class="sm" target="_self">Small Commercial</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Small Commercial</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/underwriting-rating/small-commercial/" class="sm">Overview of Small Commercial</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/research-development-pricing/" title="Research, Development & Pricing" class="sm" target="_self">Research, Development & Pricing</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/risk-selection-underwriting/" title="Risk Selection & Underwriting" class="sm" target="_self">Risk Selection & Underwriting</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/underwriting-rating/small-commercial/portfolio-assessment-compliance/" title="Portfolio Assessment & Compliance" class="sm" target="_self">Portfolio Assessment & Compliance</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55784"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Small Commercial Overview</strong></p> <p>Target your best opportunities in small commercial insurance with better risk assessment and straight-through processing using automated Verisk solutions.</p> <p><a href="/solutions/underwriting-rating/small-commercial/" title="Learn about our small commercial insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55792"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Research, Development & Pricing</strong></p> <p>Small commercial insurance program, data, and analytic solutions to identify new markets, build innovative products, and keep policy language and rates current. </p> <p><a href="/solutions/underwriting-rating/small-commercial/research-development-pricing/" title="Learn about our small commercial research, development and pricing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55793"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Selection and Underwriting</strong></p> <p>Use data-driven analytics and risk insights backed by deep expertise to streamline and automate small commercial insurance risk selection and underwriting. </p> <p><a href="/solutions/underwriting-rating/small-commercial/risk-selection-underwriting/" title="Learn about our small commercial risk selection and underwriting solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55794"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Portfolio Assessment & Compliance</strong></p> <p>Manage small commercial insurance programs and maintain compliance with automation and portfolio insights powered by data, analytics, and unmatched expertise.</p> <p><a href="/solutions/underwriting-rating/small-commercial/portfolio-assessment-compliance/" title="Learn about our small commercial portfolio assessment and compliance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-8 " tabindex="0"> <a href="/solutions/other-lines-of-business/" title="Other Lines of Business" class="sm" target="_self">Other Lines of Business</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55736"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Underwriting & Rating Overview</strong></p> <p>Make informed product development and underwriting decisions to generate more revenue while minimizing premium leakage and unnecessary expenses.</p> <p><a href="/solutions/underwriting-rating/" title="Learn more about our Underwriting and Rating Solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-8 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55795"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Other Lines of Business</strong></p> <p>Transform your approach to product development and underwriting for multiple lines of business while adhering to compliance and rating standards.</p> <p><a href="/solutions/other-lines-of-business/" title="Learn about our other insurance policy programs" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/solutions/claims/" title="Claims" class="sm" target="_self" >Claims</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Claims</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/claims/" class="sm">Overview of Claims</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/claims/first-notice-of-loss/" title="FNOL" class="sm" target="_self">FNOL</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/claims/investigation/" title="Investigation" class="sm" target="_self">Investigation</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Investigation</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/investigation/" class="sm">Overview of Investigation</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/investigation/weather-response/" title="Weather Response" class="sm" target="_self">Weather Response</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/investigation/workflow-automation/" title="Workflow Automation" class="sm" target="_self">Workflow Automation</a> </li> <li class="menu-item item-3-4 " tabindex="0"> <a href="/solutions/claims/investigation/decision-support-analytics/" title="Decision Support and Analytics" class="sm" target="_self">Decision Support and Analytics</a> </li> <li class="menu-item item-3-5 " tabindex="0"> <a href="/solutions/claims/investigation/catastrophe-claims-data/" title="Catastrophe Claims Data" class="sm" target="_self">Catastrophe Claims Data</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55809"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Investigation Overview</strong></p> <p>Streamline record review and validate key claim information such as weather information to ensure greater accuracy while reducing processing time.</p> <p><a href="/solutions/claims/investigation/" title="Learn about our investigation claims solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55810"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Weather Response</strong></p> <p>Whether you’re looking at a property’s history of weather damage or looking ahead to an incoming storm, Verisk solutions convert weather into useable data. </p> <p><a href="/solutions/claims/investigation/weather-response/" title="Learn about our claims investigation weather response solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55811"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Workflow Automation</strong></p> <p>Advanced AI, data parsing, image/video, and messaging solutions streamline claims processing, increasing satisfaction for employees and customers. </p> <p><a href="/solutions/claims/investigation/workflow-automation/" title="Learn about our claims investigation workflow automation solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55812"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Decision Support and Analytics</strong></p> <p>Fill in data gaps and get industry-leading insights to make claims more accurate, combat fraud, and improve customer service.</p> <p><a href="/solutions/claims/investigation/decision-support-analytics/" title="Learn about our claims investigation decision support and analytics solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-76413"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Catastrophe Claims Data</strong></p> <p>Access the insurance industry’s trusted source for independent property loss estimates covering a range of catastrophe and global large loss specialty lines.</p> <p><a href="/solutions/claims/investigation/catastrophe-claims-data/" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/claims/anti-fraud/" title="Anti-Fraud" class="sm" target="_self">Anti-Fraud</a> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/claims/compliance/" title="Compliance" class="sm" target="_self">Compliance</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Compliance</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/compliance/" class="sm">Overview of Compliance</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/compliance/workers-comp-state-reporting/" title="Workers' Compensation State Reporting" class="sm" target="_self">Workers' Compensation State Reporting</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/compliance/medicare-compliance-and-reporting/" title="Medicare Compliance and Reporting" class="sm" target="_self">Medicare Compliance and Reporting</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55814"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Compliance Overview</strong></p> <p>Satisfy state and federal claims reporting requirements automatically within your workflow with comprehensive reporting to help you stay compliant and prevent fraud. </p> <p><a href="/solutions/claims/compliance/" title="Learn about our compliance and reporting claims solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55821"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Workers' Compensation State Reporting</strong></p> <p>Data-driven claims management solutions let you streamline workers' compensation data reporting and improve compliance with advanced analytics.</p> <p><a href="/solutions/claims/compliance/workers-comp-state-reporting/" title="Learn about our workers' compensation state reporting claims solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55822"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Medicare Compliance and Reporting</strong></p> <p>Navigate changing regulations, manage complex recovery demands, and mitigate rising costs with an array of solutions to support every step of the process.</p> <p><a href="/solutions/claims/compliance/medicare-compliance-and-reporting/" title="Learn about our Medicare compliance and reporting claims solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-6 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/" title="Estimation and Valuation" class="sm" target="_self">Estimation and Valuation</a> <div class="mega-third-submenu"> <div class="third-submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Estimation and Valuation</span> </li> <li class="menu-item item-3-1 "> <a href="/solutions/claims/estimation-valuation/" class="sm">Overview of Estimation and Valuation</a> </li> <li class="menu-item item-3-2 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/property-estimation-restoration/" title="Property Estimating & Restoration" class="sm" target="_self">Property Estimating & Restoration</a> </li> <li class="menu-item item-3-3 " tabindex="0"> <a href="/solutions/claims/estimation-valuation/valuation-validation/" title="Validation and Valuation" class="sm" target="_self">Validation and Valuation</a> </li> </ul> </div> <div class="section content-area content-3-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55829"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Estimation and Valuation Overview</strong></p> <p>Our claims estimation and workflow capabilities help you assess the value of a claim quickly and accurately, leading to faster settlements and improved customer satisfaction. </p> <p><a href="/solutions/claims/estimation-valuation/" title="Learn about our claims estimation and valuation solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55830"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Property Estimating & Restoration</strong></p> <p>Optimize your property claims process with advanced solutions to estimate structural and personal property claims seamlessly. </p> <p><a href="/solutions/claims/estimation-valuation/property-estimation-restoration/" title="Learn about our claims property estimation and restoration solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-3-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55831"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Validation and Valuation</strong></p> <p>State-of-the-art tools help you anticipate and handle unexpected costs from liability, medical costs, extreme weather, and other catastrophes.</p> <p><a href="/solutions/claims/estimation-valuation/valuation-validation/" title="Learn about our claims valuation and validation solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-2-7 " tabindex="0"> <a href="/solutions/claims/resolution/" title="Resolution" class="sm" target="_self">Resolution</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55797"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Claims Overview</strong></p> <p>Re-imagine your end-to-end claims experience to reduce costs, improve accuracy, and deliver a great customer experience from FNOL through resolution. </p> <p><a href="/solutions/claims/" title="Learn about our claims insurance solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55806"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>FNOL</strong></p> <p>Accelerate the claims process with solutions that automatically populate key data and help route claims to the right areas, saving time on the front end. </p> <p><a href="/solutions/claims/first-notice-of-loss/" title="Learn about our claims FNOL solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55813"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Anti-Fraud</strong></p> <p>Identify and prevent fraudulent claims by finding the critical data you need. Close the information gap and stop fraud leakage with robust industry analytics. </p> <p><a href="/solutions/claims/anti-fraud/" title="Learn about our claims anti-fraud solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-7 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55832"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Resolution</strong></p> <p>Facilitate fast, fair claims resolution with automated tools and data-driven insights that help deliver better outcomes for you and your customers. </p> <p><a href="/solutions/claims/resolution/" title="Learn about our claims resolution solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/solutions/life/" title="Life Solutions" class="sm" target="_self" >Life Solutions</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Life Solutions</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/life/" class="sm">Overview of Life Solutions</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/life/individual-life-annuities/" title="Individual Life and Annuities" class="sm" target="_self">Individual Life and Annuities</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/life/employee-benefits-institutional-annuities/" title="Employee Benefits & Institutional Annuities" class="sm" target="_self">Employee Benefits & Institutional Annuities</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55833"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Life Overview</strong></p> <p>Reimagine life and annuity products, workflows, and customer experiences with simple and flexible life insurance technology and analytics. </p> <p><a href="/solutions/life/" title="Learn about our life solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55835"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Individual Life and Annuities</strong></p> <p>Leverage a unified system for increased agility, innovation, and market responsiveness in individual life and annuity lines. </p> <p><a href="/solutions/life/individual-life-annuities/" title="Learn about our individual life and annuities solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55836"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Employee Benefits & Institutional Annuities</strong></p> <p>Get end-to-end group life insurance plan administration and optimize group-based offerings with the FAST software solution from Verisk. </p> <p><a href="/solutions/life/employee-benefits-institutional-annuities/" title="Learn about our employee benefits and institutional annuities solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="menu-item item-1-4 " tabindex="0"> <a href="/solutions/extreme-event-risk/" title="Extreme Event Risk" class="sm" target="_self" >Extreme Event Risk</a> <div class="mega-submenu"> <div class="submenu-content"> <div class="section links"> <ul> <li class="menu-item"> <span>Extreme Event Risk</span> </li> <li class="menu-item item-2-1 "> <a href="/solutions/extreme-event-risk/" class="sm">Overview of Extreme Event Risk</a> </li> <li class="menu-item item-2-2 " tabindex="0"> <a href="/solutions/extreme-event-risk/risk-models/" title="Risk Models" class="sm" target="_self">Risk Models</a> </li> <li class="menu-item item-2-3 " tabindex="0"> <a href="/solutions/extreme-event-risk/software-solutions/" title="Software Solutions" class="sm" target="_self">Software Solutions</a> </li> <li class="menu-item item-2-4 " tabindex="0"> <a href="/solutions/extreme-event-risk/consulting-services/" title="Consulting Services" class="sm" target="_self">Consulting Services</a> </li> <li class="menu-item item-2-5 " tabindex="0"> <a href="/solutions/extreme-event-risk/natural-hazard-risk-response/" title="Natural Hazard Risk and Response" class="sm" target="_self">Natural Hazard Risk and Response</a> </li> </ul> </div> <div class="section content-area content-2-1"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55837"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Extreme Event Risk Overview</strong></p> <p>Industry-leading catastrophe risk modeling software that incorporates global loss indexes and advanced analytics, from the company that pioneered catastrophe risk modeling.</p> <p><a href="/solutions/extreme-event-risk/" title="Learn about our extreme event and catastrophe risk solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-2 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55842"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Risk Models</strong></p> <p>Catastrophe risk models manage risk from natural catastrophes, man-made threats, and more. Discover what catastrophe risk modeling is and how it works. </p> <p><a href="/solutions/extreme-event-risk/risk-models/" title="Learn about our catastrophe risk modeling solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-3 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55838"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Software Solutions</strong></p> <p>Understand and manage your catastrophe risk and uncover new insights with flexible catastrophe modeling software that enhances smart decision-making.</p> <p><a href="/solutions/extreme-event-risk/software-solutions/" title="Learn about our catastrophe modeling software solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-4 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55841"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Consulting Services</strong></p> <p>Verisk offers bespoke extreme event risk modeling services to meet your unique needs. Learn more about how our industry experts can help you manage your risk. </p> <p><a href="/solutions/extreme-event-risk/consulting-services/" title="Learn about our extreme event risk consulting services" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="section content-area content-2-5 "> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55844"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Natural Hazard Risk and Response</strong></p> <p>Detailed analytics and solutions for weather and environmental perils to help you mitigate risk, make quicker business decisions, and support profitability. </p> <p><a href="/solutions/extreme-event-risk/natural-hazard-risk-response/" title="Learn about our natural hazards and response solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-list-separator"></li> <li class="menu-item section-label"> <span>Additional Solutions</span> </li> <li class="menu-item item-1-5 " tabindex="0"> <a href="/solutions/construction/" title="Construction" class="sm" target="_self" >Construction</a> </li> <li class="menu-item item-1-6 " tabindex="0"> <a href="/solutions/consumer-insights/" title="Consumer Insights" class="sm" target="_self" >Consumer Insights</a> </li> <li class="menu-item item-1-7 " tabindex="0"> <a href="/solutions/sustainability-resilience/" title="Sustainability and Resilience" class="sm" target="_self" >Sustainability and Resilience</a> </li> <li class="menu-item item-1-8 " tabindex="0"> <a href="/solutions/government-municipalities/" title="Government and Municipalities" class="sm" target="_self" >Government and Municipalities</a> </li> <li class="menu-item item-1-9 " tabindex="0"> <a href="/solutions/real-estate-mortgage-servicing/" title="Real Estate and Mortgage Servicing" class="sm" target="_self" >Real Estate and Mortgage Servicing</a> </li> <li class="menu-item item-1-10 " tabindex="0"> <a href="/solutions/transportation/" title="Transportation" class="sm" target="_self" >Transportation</a> </li> <li class="nav-list-separator"></li> <li class="menu-item item-1-11 " tabindex="0"> <a href="/products/" title="View All Products" class="sm" target="_self" >View All Products</a> </li> </ul> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55735"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Solutions Overview</strong></p> <p>Assess risk, improve outcomes, build resilience, and seize strategic opportunities with our innovative solutions designed for insurers and reinsurers.</p> <p><a href="/solutions/" title="Explore Solutions" class="score-button verisk-button secondary default xsm"><strong>Explore our solutions</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-5"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55846"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Construction</strong></p> <p>Make smarter business decisions for construction and remodeling with data-driven insights and streamlined workflows.</p> <p><a href="/solutions/construction/" title="Learn about our construction and remodeling operations solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-6"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55847"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Consumer Insights</strong></p> <p>Find the right customers at the right time among current and potential auto, home, health, and life policyholders seeking a home and its related services.</p> <p><a href="/solutions/consumer-insights/" title="Learn about our consumer insights solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-7"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55848"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Sustainability and Resilience</strong></p> <p>Global risk intelligence tools by Verisk Maplecroft provide unmatched data and insights into climate, social, and government indices.</p> <p><a href="/solutions/sustainability-resilience/" title="Learn about our sustainability and resilience solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-8"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55849"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Government and Municipalities</strong></p> <p>Robust data tools provide necessary resources for governments, industries & law officials. Explore how to mitigate climate, cargo & commercial losses.</p> <p><a href="/solutions/government-municipalities/" title="Learn about our governmental and geopolitical solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-9"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55850"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Real Estate and Mortgage Servicing</strong></p> <p>Make informed property decisions backed by unparalleled insights and comprehensive data on market values, key property characteristics, and historical trends, all in real time.</p> <p><a href="/solutions/real-estate-mortgage-servicing/" title="Learn about our real estate and mortgage servicing solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-10"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55851"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Transportation</strong></p> <p>Drive success across your supply chain with solutions that track complex risks, manage driver hiring, simplify compliance, and improve logistics.</p> <p><a href="/solutions/transportation/" title="Learn about our transportation solutions" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-11"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55852"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>View All Products</strong></p> <p>Browse all our available products, across all lines, industries, and stages of the insurance life cycle.</p> <p><a href="/products/" title="Explore Products" class="score-button verisk-button secondary default xsm"><strong>Explore Products </strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Resources <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu fifty-fifty"> <div class="fifty-fifty__links"> <ul> <li class="menu-item section-label"> <span>Resources</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/blog/" title="Thought Leadership" class="sm" target="_self" >Thought Leadership</a> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/conferences/" title="Events" class="sm" target="_self" >Events</a> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/resources/webinars/" title="Webinars" class="sm" target="_self" >Webinars</a> </li> </ul> <ul> <li class="menu-item section-label"> <span></span> </li> <li class="menu-item item-1-4 " tabindex="0"> <a href="/company/contact/" title="Contact Support" class="sm" target="_self" >Contact Support</a> </li> <li class="menu-item item-1-5 " tabindex="0"> <a href="/company/strategic-alliances/" title="Strategic Alliances" class="sm" target="_self" >Strategic Alliances</a> </li> <li class="menu-item item-1-6 " tabindex="0"> <a href="/xactware-store/" title="Xactware Store & Training" class="sm" target="_self" >Xactware Store & Training</a> </li> </ul> </div> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-55999"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>Verisk Resources</strong></p> <p>Stay informed about industry trends and innovative solutions with our events, webinars, FAQs, and thought leadership, including the Visualize blog.</p> <p><a href="/blog/" title="Visit Visualize" class="score-button verisk-button secondary default xsm"><strong>Visit Visualize</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-1"> </div> <div class="content-area content-1-2"> </div> <div class="content-area content-1-3"> </div> <div class="content-area content-1-4"> </div> <div class="content-area content-1-5"> </div> <div class="content-area content-1-6"> </div> </div> </div> </li> <li class="nav-links-link"> <a class="drop score-button verisk-button tertiary lg" aria-haspopup="true"> Company <i class="dropdown-arrow"></i> </a> <div class="dropdown_container"> <div class="mega-menu fifty-fifty"> <div class="fifty-fifty__links"> <ul> <li class="menu-item section-label"> <span>Company</span> </li> <li class="menu-item item-1-1 " tabindex="0"> <a href="/company/about/" title="About Us" class="sm" target="_self" >About Us</a> </li> <li class="menu-item item-1-2 " tabindex="0"> <a href="/company/about/leadership/" title="Leadership" class="sm" target="_self" >Leadership</a> </li> <li class="menu-item item-1-3 " tabindex="0"> <a href="/company/newsroom/" title="Newsroom" class="sm" target="_self" >Newsroom</a> </li> <li class="menu-item item-1-4 " tabindex="0"> <a href="/company/csr/" title="Corporate Social Responsibility" class="sm" target="_self" >Corporate Social Responsibility</a> </li> <li class="menu-item item-1-5 " tabindex="0"> <a href="/company/inclusion-and-culture/" title="Inclusion and Culture" class="sm" target="_self" >Inclusion and Culture</a> </li> </ul> <ul> <li class="menu-item section-label"> <span></span> </li> <li class="menu-item item-1-6 " tabindex="0"> <a href="/company/careers/" title="Careers" class="sm" target="_self" >Careers</a> </li> <li class="menu-item item-1-7 " tabindex="0"> <a href="https://investor.verisk.com/overview/default.aspx" title="Investors" class="sm" target="_blank" >Investors</a> </li> <li class="menu-item item-1-8 " tabindex="0"> <a href="/company/contact/" title="Contact Us" class="sm" target="_self" >Contact Us</a> </li> </ul> </div> <div class="content-area content-default"> <div class="[ grid__item grid__item__full ]"> <div class="rich-text default content-spot " id="block-56000"> <!-- XhtmlString.cshtml Display Template Start --> <p><strong>About Verisk</strong></p> <p>Learn who we are, explore our history as a strategic partner to the insurance industry, and how we're continuously evolving to support resilience and sustainability for individuals, businesses, and communities.</p> <p><a href="/company/about/" title="Learn more about Verisk" class="score-button verisk-button secondary default xsm"><strong>Learn more</strong></a></p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> <div class="content-area content-1-1"> </div> <div class="content-area content-1-2"> </div> <div class="content-area content-1-3"> </div> <div class="content-area content-1-4"> </div> <div class="content-area content-1-5"> </div> <div class="content-area content-1-6"> </div> <div class="content-area content-1-7"> </div> <div class="content-area content-1-8"> </div> </div> </div> </li> </ul> <div class="search_buttons"> <a class="search-icon" role="button" aria-label="open search button" data-toggle-search="closed"> <span class="search-icon-container"> <svg xmlns="http://www.w3.org/2000/svg" width="26" height="26" viewBox="0 0 26 26" fill="none" class="icon"> <path fill-rule="evenodd" clip-rule="evenodd" d="M19.2967 17.6072L24.5714 22.9469C24.8069 23.2119 24.7953 23.6175 24.5451 23.8681L23.622 24.8025C23.4982 24.9289 23.3296 25 23.1538 25C22.9781 25 22.8095 24.9289 22.6857 24.8025L17.411 19.4628C17.2651 19.3149 17.1327 19.1541 17.0154 18.9823L16.0264 17.6473C14.39 18.9701 12.3578 19.6904 10.2637 19.6897C5.9485 19.7049 2.19871 16.6915 1.23437 12.4335C0.270018 8.17548 2.34848 3.80932 6.23925 1.91988C10.13 0.0304566 14.7947 1.12202 17.4716 4.54834C20.1486 7.97466 20.1234 12.8213 17.411 16.2189L18.7297 17.14C18.9356 17.2735 19.1258 17.4301 19.2967 17.6072ZM3.67033 10.3452C3.67033 14.0315 6.62229 17.0199 10.2637 17.0199C12.0124 17.0199 13.6895 16.3167 14.9259 15.0649C16.1625 13.8132 16.8571 12.1155 16.8571 10.3452C16.8571 6.65883 13.9051 3.67047 10.2637 3.67047C6.62229 3.67047 3.67033 6.65883 3.67033 10.3452Z" fill="#2A7DE1" stroke="#2A7DE1" stroke-width="0.75" /> </svg> </span> </a> <form action="/site-search/" method="get"> <input class="search" type="search" placeholder="[Type to search]" aria-label="search" role="searchbox" name="keyword" /> </form> <a class="search-close-icon" role="button" aria-label="close search button"> <span class="search-close-icon-container"> <svg width="48" height="48" viewBox="0 0 48 48" fill="none" xmlns="http://www.w3.org/2000/svg" class="icon"> <path d="M36.6014 11.4195C35.8214 10.6395 34.5614 10.6395 33.7814 11.4195L24.0014 21.1795L14.2214 11.3995C13.4414 10.6195 12.1814 10.6195 11.4014 11.3995C10.6214 12.1795 10.6214 13.4395 11.4014 14.2195L21.1814 23.9995L11.4014 33.7795C10.6214 34.5595 10.6214 35.8195 11.4014 36.5995C12.1814 37.3795 13.4414 37.3795 14.2214 36.5995L24.0014 26.8195L33.7814 36.5995C34.5614 37.3795 35.8214 37.3795 36.6014 36.5995C37.3814 35.8195 37.3814 34.5595 36.6014 33.7795L26.8214 23.9995L36.6014 14.2195C37.3614 13.4595 37.3614 12.1795 36.6014 11.4195Z" fill="#2a7de1" /> </svg> </span> </a> </div> </nav> </header> <div id="main"></div> <div class="[ grid__item grid__item__full ] [ full-bleed ]"> <div class="score-hero blog-detail" style="background-image:url(''); background-repeat: no-repeat, no-repeat;"> <div class="breadcrumb-cta"> <section class="breadcrumb-wrapper over-light"> <div class="container"> <div class="w-full"> <nav aria-label="Breadcrumb" class="breadcrumb"> <ol class="breadcrumb-list" itemscope itemtype="http://schema.org/BreadcrumbList"> <li class="breadcrumb-item" itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <a href="/" aria-label="Home" itemprop="item" class="breadcrumb-item-link"><span itemprop="name" class="icon-container"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" class="icon"><path d="M511.8 287.6L512.5 447.7C512.5 450.5 512.3 453.1 512 455.8V472C512 494.1 494.1 512 472 512H456C454.9 512 453.8 511.1 452.7 511.9C451.3 511.1 449.9 512 448.5 512H392C369.9 512 352 494.1 352 472V384C352 366.3 337.7 352 320 352H256C238.3 352 224 366.3 224 384V472C224 494.1 206.1 512 184 512H128.1C126.6 512 125.1 511.9 123.6 511.8C122.4 511.9 121.2 512 120 512H104C81.91 512 64 494.1 64 472V360C64 359.1 64.03 358.1 64.09 357.2V287.6H32.05C14.02 287.6 0 273.5 0 255.5C0 246.5 3.004 238.5 10.01 231.5L266.4 8.016C273.4 1.002 281.4 0 288.4 0C295.4 0 303.4 2.004 309.5 7.014L416 100.7V64C416 46.33 430.3 32 448 32H480C497.7 32 512 46.33 512 64V185L564.8 231.5C572.8 238.5 576.9 246.5 575.8 255.5C575.8 273.5 560.8 287.6 543.8 287.6L511.8 287.6z"></path><title xmlns="">Home</title></svg></span></a> <meta itemprop="name" content="Home" /> <meta itemprop="position" content="1" /> </li> <li class="breadcrumb-item" itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <a href="/blog/" itemprop="item" class="breadcrumb-item-link"><span itemprop="name">Blog</span></a> <meta itemprop="position" content="2" /> </li> <li class="breadcrumb-item" itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"> <span itemprop="name" aria-current="page" class="breadcrumb-item-current-page">Jimmy Engström</span> <meta itemprop="position" content="3" /> </li> </ol> </nav> </div> </div> </section> </div> <div class="container"> <div class="column-left"> <div class="caption"> <h1>Jimmy Engström</h1> <!-- XhtmlString.cshtml Display Template Start --> <p>Jimmy Engstrom is director, personal lines analytics products, Underwriting Solutions, Verisk. You can contact him at <a href="mailto:Jimmy.Engstrom@verisk.com">Jimmy.Engstrom@verisk.com</a>.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> </div> </div> </div> <div class="[ grid__item grid__item__full ] blog-landing-search-section"> <div class="blog-search"> <div class="blog-search__categories"> </div> <form action="/blog/" method="get"> <input class="blog-search__search blog-search__search--redirect" type="search" placeholder="Search" name="keyword"> </form> </div> </div> <div class="[ grid__item grid__item__full ] blog-landing-results"> <section class="blog-results-wrapper"> <div class="container"> <div class="w-full"> <div class="blog-results-grid"> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/uncovering-profitability-strategies-for-commercial-auto-insurers/" aria-label="Uncovering profitability strategies for commercial auto insurers" target="_self"> <img src="https://www.verisk.com/493dc6/contentassets/f96de47ed10f4c9c87b353eff035c60d/commercial-trucks-on-highway.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Commercial Trucks On Highway "> </a> </div> <div class="caption"> <p class="article-tag">3/11/2025 - 3 min read</p> <a href="https://www.verisk.com/blog/uncovering-profitability-strategies-for-commercial-auto-insurers/" alt="Uncovering profitability strategies for commercial auto insurers" target="_self"> <H4 class="card__title"> Uncovering profitability strategies for commercial auto insurers </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>Learn how underwriters can leverage strategic soluitions from Verisk designed to help battle challenges to profitability in commercial auto.</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/uncovering-profitability-strategies-for-commercial-auto-insurers/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/new-paper-explores-4-strategies-for-commercial-auto-profitability/" aria-label="New paper explores 4 strategies for commercial auto profitability" target="_self"> <img src="https://www.verisk.com/49dae7/contentassets/3749dc13cba9469eb984782da4b6fa27/truck-in-desert.jpg/_croppings/blog-details-page-standard-card.jpg" loading="lazy" class="score-image img-fluid" alt="Truck In Desert "> </a> </div> <div class="caption"> <p class="article-tag">6/17/2024 - 1 min read</p> <a href="https://www.verisk.com/blog/new-paper-explores-4-strategies-for-commercial-auto-profitability/" alt="New paper explores 4 strategies for commercial auto profitability" target="_self"> <H4 class="card__title"> New paper explores 4 strategies for commercial auto profitability </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <p>New Verisk white paper covers challenges and strategies for commercial auto insurers to modernize and boost profitability for the long haul</p> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/new-paper-explores-4-strategies-for-commercial-auto-profitability/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/know-a-vehicles-history-to-achieve-more-precise-rating-segmentation/" aria-label="Know a vehicle’s history to achieve more precise rating segmentation" target="_self"> <img src="https://www.verisk.com/4950bf/contentassets/21ede0ad5c9e4ac08e3602699b24a28f/precise-rating-segmentation-auto.jpg" loading="lazy" class="score-image img-fluid" alt="Precise Rating Segmentation Auto "> </a> </div> <div class="caption"> <p class="article-tag">5/9/2022 - 1 min read</p> <a href="https://www.verisk.com/blog/know-a-vehicles-history-to-achieve-more-precise-rating-segmentation/" alt="Know a vehicle’s history to achieve more precise rating segmentation" target="_self"> <H4 class="card__title"> Know a vehicle’s history to achieve more precise rating segmentation </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> Auto History Score is purpose-built using modeled data, correlated with future claims, to help auto insurers refine rating segmentation. <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/know-a-vehicles-history-to-achieve-more-precise-rating-segmentation/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/precision-and-prediction-how-predictive-models-can-improve-vehicle-rating/" aria-label="Precision and prediction: How predictive models can improve vehicle rating" target="_self"> <img src="https://www.verisk.com/4950a6/contentassets/cd7f0f8b9e0649d790790aabf449503d/gettyimages-695675608_teaser.jpg" loading="lazy" class="score-image img-fluid" alt="Gettyimages 695675608 Teaser "> </a> </div> <div class="caption"> <p class="article-tag">12/1/2020 - 2 min read</p> <a href="https://www.verisk.com/blog/precision-and-prediction-how-predictive-models-can-improve-vehicle-rating/" alt="Precision and prediction: How predictive models can improve vehicle rating" target="_self"> <H4 class="card__title"> Precision and prediction: How predictive models can improve vehicle rating </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> The newest generation of ISO Risk Analyzer Personal Auto Symbols are now available, covering both Physical Damage and Liability. <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/precision-and-prediction-how-predictive-models-can-improve-vehicle-rating/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/decoding-granular-vehicle-details-from-the-vin/" aria-label="Decoding Granular Vehicle Details from the VIN" target="_self"> <img src="https://www.verisk.com/49507b/contentassets/14c3f4ffe0bb43a985d01f1d3321bd64/car-model.jpg" loading="lazy" class="score-image img-fluid" alt="Car Model "> </a> </div> <div class="caption"> <p class="article-tag">11/21/2019 - 1 min read</p> <a href="https://www.verisk.com/blog/decoding-granular-vehicle-details-from-the-vin/" alt="Decoding Granular Vehicle Details from the VIN" target="_self"> <H4 class="card__title"> Decoding Granular Vehicle Details from the VIN </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> The vehicle identification number (VIN) can provide a gateway to important information, but it takes an innovative solution to unlock it. <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/decoding-granular-vehicle-details-from-the-vin/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/the-magnitude-of-the-mileage-problem-in-personal-auto/" aria-label="The magnitude of the mileage problem in personal auto" target="_self"> <img src="https://www.verisk.com/495070/contentassets/466a683dd5c54eebb262896251e5f362/adas-.jpg" loading="lazy" class="score-image img-fluid" alt="Adas "> </a> </div> <div class="caption"> <p class="article-tag">1/4/2019 - 2 min read</p> <a href="https://www.verisk.com/blog/the-magnitude-of-the-mileage-problem-in-personal-auto/" alt="The magnitude of the mileage problem in personal auto" target="_self"> <H4 class="card__title"> The magnitude of the mileage problem in personal auto </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> Perception and reality often diverge when drivers estimate how many miles they drive in a year. Verisk’s 2018 Verified Mileage Study helps measure the difference: About two-thirds of drivers underreported their annual mileage to their insurers, and more than a quarter of the estimates studied were low by 6,000 miles or more. <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/the-magnitude-of-the-mileage-problem-in-personal-auto/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/new-iso-study-adas-impact-comes-into-focus/" aria-label="New ISO study: ADAS impact comes into focus" target="_self"> <img src="https://www.verisk.com/49506d/contentassets/d303a45f3be241de98f5d3a02cc22a69/adas-updates.jpg" loading="lazy" class="score-image img-fluid" alt="Adas Updates "> </a> </div> <div class="caption"> <p class="article-tag">12/3/2018 - 3 min read</p> <a href="https://www.verisk.com/blog/new-iso-study-adas-impact-comes-into-focus/" alt="New ISO study: ADAS impact comes into focus" target="_self"> <H4 class="card__title"> New ISO study: ADAS impact comes into focus </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> How will newer advanced driver assistance systems (ADAS) affect vehicle risk as insurers seek to improve rating segmentation and better align premium with risk? <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/new-iso-study-adas-impact-comes-into-focus/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/build-sheet-data-keeping-pace-with-cars/" aria-label="Build sheet data: Keeping pace with the cars" target="_self"> <img src="https://www.verisk.com/495069/contentassets/c19c3eee5e6549f59188b8ad5961173a/car-dashboard.jpg" loading="lazy" class="score-image img-fluid" alt="Car Dashboard "> </a> </div> <div class="caption"> <p class="article-tag">2/2/2018 - 3 min read</p> <a href="https://www.verisk.com/blog/build-sheet-data-keeping-pace-with-cars/" alt="Build sheet data: Keeping pace with the cars" target="_self"> <H4 class="card__title"> Build sheet data: Keeping pace with the cars </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> New vehicle owners are driving in an ever-denser cocoon of convenience and safety features. <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/build-sheet-data-keeping-pace-with-cars/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/mileage-drives-5-billion-in-annual-premium-leakage/" aria-label="Mileage drives $5 billion in annual premium leakage" target="_self"> <img src="https://www.verisk.com/495059/siteassets/media/images/speedometer-500.png" loading="lazy" class="score-image img-fluid" alt="Speedometer 500 "> </a> </div> <div class="caption"> <p class="article-tag">9/28/2017 - 3 min read</p> <a href="https://www.verisk.com/blog/mileage-drives-5-billion-in-annual-premium-leakage/" alt="Mileage drives $5 billion in annual premium leakage" target="_self"> <H4 class="card__title"> Mileage drives $5 billion in annual premium leakage </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/mileage-drives-5-billion-in-annual-premium-leakage/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> <div class="score-card primary horizontal standard featured blog-results-card" id=""> <div class="image-wrapper"> <a href="https://www.verisk.com/blog/the-year-of-the-roof-stemming-losses-from-hail-and-other-severe-thunderstorm-components/" aria-label="Stemming losses from hail and other severe thunderstorm components" target="_self"> <img src="https://www.verisk.com/49503c/contentassets/186dbb3e0aae437aa39a390d13c01673/1679.jpg" loading="lazy" class="score-image img-fluid" alt="1679"> </a> </div> <div class="caption"> <p class="article-tag">4/2/2013 - 6 min read</p> <a href="https://www.verisk.com/blog/the-year-of-the-roof-stemming-losses-from-hail-and-other-severe-thunderstorm-components/" alt="Stemming losses from hail and other severe thunderstorm components" target="_self"> <H4 class="card__title"> Stemming losses from hail and other severe thunderstorm components </H4> </a> <div class="score-card-body"> <div class="rich-text"> <!-- XhtmlString.cshtml Display Template Start --> <!-- XhtmlString.cshtml Display Template End --> </div> </div> <div class="score-call-to-action" > <a aria-label="Read more" class="score-button verisk-button score-button verisk-button tertiary lg" href="https://www.verisk.com/blog/the-year-of-the-roof-stemming-losses-from-hail-and-other-severe-thunderstorm-components/" rel="noreferrer" target="_self"><div class="inner-content-wrapper"><span class="button-title">Read more<span class="button-svg-wrapper"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512" class="icon"> <path fill="#000000" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"> </path> </svg></span></span></div></a> </div> </div> </div> </div> <div class="blog-pagination"> </div> </div> </div> </section> </div> <footer class="[ grid__item grid__item__full ] [ full-bleed ]"> <div class="footer-wrapper"> <div class="footer-curve"> <div class="footer-image" style="background-image: url('/49516d/contentassets/87d1b64b5c9a48f09ef33019baa650d3/footer-v6.png/_croppings/site-footer-tablet.png')"> </div> </div> <div class="footer-wrapper-sub-wrapper"> <div class="footer-content"> <div class="footer-content-column"> <h6 class="footer-content-column-header">Our Focus</h6> <nav aria-label="Our Focus" role="navigation"> <ul class="footer-content-column-list"> <li class="nav-item"> <a class="nav-link" href="/insurance/" title="Insurance" target="_self" rel="">Insurance</a> </li> <li class="nav-item"> <a class="nav-link" href="/insurance/property-casualty/" title="P/C Insurance" target="_self" rel="">P/C Insurance</a> </li> <li class="nav-item"> <a class="nav-link" href="/solutions/life/" title="Life Insurance" target="_self" rel="">Life Insurance</a> </li> <li class="nav-item"> <a class="nav-link" href="/insurance/reinsurance/" title="Reinsurance" target="_self" rel="">Reinsurance</a> </li> <li class="nav-item"> <a class="nav-link" href="/insurance/specialty-markets/" title="Specialty Markets" target="_self" rel="">Specialty Markets</a> </li> </ul> </nav> </div> <div class="footer-content-column"> <h6 class="footer-content-column-header">Company</h6> <nav aria-label="Company" role="navigation"> <ul class="footer-content-column-list"> <li class="nav-item"> <a class="nav-link" href="/company/about/" title="About Us" target="_self" rel="">About Us</a> </li> <li class="nav-item"> <a class="nav-link" href="/company/careers/" title="Careers" target="_self" rel="">Careers</a> </li> <li class="nav-item"> <a class="nav-link" href="/company/csr/" title="Corporate Social Responsibility" target="_self" rel="">Corporate Social Responsibility</a> </li> <li class="nav-item"> <a class="nav-link" href="/company/newsroom/" title="Newsroom" target="_self" rel="">Newsroom</a> </li> <li class="nav-item"> <a class="nav-link" href="/company/about/building-resilience-with-responsible-data-analytics/" title="Responsible Data Analytics" target="_self" rel="">Responsible Data Analytics</a> </li> </ul> </nav> </div> <div class="footer-content-column"> <h6 class="footer-content-column-header">Key Links</h6> <nav aria-label="Key Links" role="navigation"> <ul class="footer-content-column-list"> <li class="nav-item"> <a class="nav-link" href="https://investor.verisk.com/overview/default.aspx" title="Investors" target="_blank" rel="noreferrer">Investors</a> </li> <li class="nav-item"> <a class="nav-link" href="/company/strategic-alliances/" title="Strategic Alliances" target="_self" rel="">Strategic Alliances</a> </li> <li class="nav-item"> <a class="nav-link" href="/resources/speakers-bureau/" title="Speakers Bureau" target="_self" rel="">Speakers Bureau</a> </li> <li class="nav-item"> <a class="nav-link" href="/company/csr/social/verisk-analytics-statement-on-modern-slavery/" title="Statement on Modern Slavery" target="_self" rel="">Statement on Modern Slavery</a> </li> </ul> </nav> </div> <div class="footer-content-column"> <h6 class="footer-content-column-header">Resources</h6> <nav aria-label="Resources" role="navigation"> <ul class="footer-content-column-list"> <li class="nav-item"> <a class="nav-link" href="/blog/" title="Thought Leadership" target="_self" rel="">Thought Leadership</a> </li> <li class="nav-item"> <a class="nav-link" href="/conferences/" title="Events" target="_self" rel="">Events</a> </li> <li class="nav-item"> <a class="nav-link" href="/company/contact/" title="Contact" target="_self" rel="">Contact</a> </li> </ul> </nav> <div class="social-container"> <h5 class="social-headline">Stay Connected</h5> <div class="social-navigation"> <a title="View LinkedIn in a new window" href="https://www.linkedin.com/company/verisk-analytics" aria-label="View LinkedIn in a new window" target="_blank" rel="noreferrer" tabindex="0"> <img src="/4952b6/siteassets/icons/vds-icons/linkedin-icon2.svg" alt="Linkedin Icon " id="block-69198" width="30" height="30" /> </a> <a title="View Facebook in a new window" href="https://www.facebook.com/VeriskAnalytics" aria-label="View Facebook in a new window" target="_blank" rel="noreferrer" tabindex="0"> <img src="/4954e7/siteassets/icons/vds-icons/facebook-icon2.svg" alt="Facebook" id="block-69197" width="30" height="30" /> </a> <a title="View Twitter in a new window" href="https://twitter.com/verisk" aria-label="View Twitter in a new window" target="_blank" rel="noreferrer" tabindex="0"> <img src="/4a26bd/globalassets/svgs/x-logo.svg" alt="X Logo " id="block-69193" width="30" height="30" /> </a> <a title="View Youtube in a new window" href="https://www.youtube.com/c/Verisk_VRSK/" aria-label="View Youtube in a new window" target="_blank" rel="noreferrer" tabindex="0"> <img src="/4952b6/siteassets/icons/vds-icons/youtube-icon2.svg" alt="Youtube Icon " id="block-69199" width="30" height="30" /> </a> </div> </div> </div> </div> <div class="footer-footer-wrapper"> <div class="footer-footer-content-wrapper"> <div class="footer-footer-logo"> <img alt="Verisk Footer Left " src="/4a5d1b/globalassets/svgs/verisk_footer_left.svg" /> <div> </div> </div> <div class="footer-footer-content"> <div class="footer-footer-links"> <a class="nav-link" href="/privacy-policies/" title="Privacy Notices" target="_self" rel="">Privacy Notices</a> <a class="nav-link" href="/privacy-policies/verisk-analytics-website-conditions-of-use/" title="Conditions of Use" target="_self" rel="">Conditions of Use</a> <a class="nav-link" href="" title="Cookie Preferences" target="_self" rel="">Cookie Preferences</a> </div> <div class="footer-footer-copyright"> © 2008, 2025 Verisk Analytics, Inc. All rights reserved. </div> <div class="footer-footer-copyright"> <p><span>USA: </span><strong><a href="tel:1-800-888-4476">1-800-888-4476</a></strong><span> Global: </span><strong><a href="tel:800 48977489">+ 800 48977489</a></strong></p> </div> </div> <div class="footer-footer-logo"> <img alt="Verisk Analytics Logo Right " src="/49600d/contentassets/87d1b64b5c9a48f09ef33019baa650d3/verisk-analytics-logo-right.png" /> <div> </div> </div> </div> </div> </div> </div> </footer> <script src="/dist/sites/Verisk/main.js?v=p36DPdAoycDkAh1-lBRow7Yk-3vAzqF_ULtPehhoFeo"></script> <script src="/ClientResources/scripts/vendor/kaltura.js?v=bMudku8U3niS50IANzLaF0n_rWgHPA7W1NRfIIZgbW0"></script> <script type="text/javascript"> const cookiePreferencesModal = document.querySelector('[title="Cookie Preferences"]'); if (cookiePreferencesModal ) { cookiePreferencesModal.classList.add('optanon-toggle-display'); cookiePreferencesModal.setAttribute('href', '#onetrust-pc-btn-handler'); } </script> <script type="text/javascript"> function OptanonWrapper() { if (OptanonActiveGroups.match(/,C0003,/)) { var chatNow = document.querySelector('.contact-live-chat'); if(chatNow) { chatNow.setAttribute('id', 'liveagent_button_online_573300000005Kpp'); chatNow.setAttribute('onclick', "liveagent.startChat('573300000005Kpp')"); chatNow.setAttribute('href', "javascript://Chat"); } var chatNowScript = document.createElement('script'); chatNowScript.setAttribute('src','https://c.la1-c2-phx.salesforceliveagent.com/content/g/js/36.0/deployment.js'); chatNowScript.onload = function() { if (!window._laq) {window._laq = []; } window._laq.push(function() { liveagent.showWhenOnline('573300000005Kpp', document.getElementById('liveagent_button_online_573300000005Kpp')); liveagent.showWhenOffline('573300000005Kpp', document.getElementById('liveagent_button_offline_573300000005Kpp')); }); liveagent.init('https://d.la1-c2-phx.salesforceliveagent.com/chat', '572300000005KiM', '00D300000001Oe1'); } if(document.querySelectorAll("[id^=liveagent_button_online]").length > 0) { document.body.insertAdjacentElement('beforeend', chatNowScript); } } else { var chatNow = document.querySelector('.contact-live-chat').style = "display:none"; } var OABCcookieName = "OptanonAlertBoxClosed"; var bannerAcceptBtn = document.getElementById("onetrust-accept-btn-handler"); var bannerRejectBtn = document.getElementsByClassName("ot-pc-refuse-all-handler")[0]; var pcAllowAllBtn = document.getElementById("accept-recommended-btn-handler"); var pcSaveBtn = document.getElementsByClassName("save-preference-btn-handler onetrust-close-btn-handler")[0]; // IF logic needed here because ot-banner-sdk DIV is not injected on page loads if banner is not exposed if (bannerAcceptBtn) { bannerAcceptBtn.addEventListener('click', function() { location.reload(); }); } if (bannerRejectBtn) { bannerRejectBtn.addEventListener('click', function() { location.reload(); }); } if (pcAllowAllBtn) pcAllowAllBtn.addEventListener('click', function() { location.reload(); }); if(pcSaveBtn){ pcSaveBtn.addEventListener('click', function() { setTimeout(()=> { location.reload(); }, 1000) //quick timeout so that the consent receipt can be sent and the cookie can be updated }); } } </script> </div> <script type="text/javascript" src="/_Incapsula_Resource?SWJIYLWA=719d34d31c8e3a6e6fffd425f7e032f3&ns=2&cb=1547659304" async></script></body> </html>