Rating

Atmospheric and Environmental Research Verisk's Atmospheric and Environmental Research (AER) business is a leading source of research and services that further understanding of the global environment and enable better decision making in response to weather and climate-related risk. AER’s areas of expertise include: weather and climate prediction and dynamics ocean…
PAAS Classification Guides Accurate classification of risks is an indispensable part of the premium audit process. Risk classification is also essential to underwriting and rating. To help you classify general liability and workers' compensation risks, ISO's Premium Audit Advisory Service (PAAS®) has developed more than 40,000 classification guides. Available in electronic format through PAAS on…
To meet the varied needs of banks and other types of financial institutions, ISO delivers the Financial Institutions Program as a comprehensive package of policies, with separate limits and deductibles to meet the specific needs of all your banking and financial institution customers. ISO’s Financial Institutions Program helps you offer…
General Liability Classification Guide The General Liability Classification Guide is a comprehensive tool to help insurance professionals apply correct general liability classifications. ISO's Premium Audit Advisory Service (PAAS®) — your leading resource for premium audit and classification information — offers this complete manual on classifying GL risks. The guide lists all classification codes in numerical…
ISO Electronic Rating Content™ (ERC) Your jumpstart to automated ISO content For customers who utilize ISO’s advisory loss costs, rules and forms, we have your default rating solution – and it doesn’t require purchasing new rating software. ISO ERC is your jumpstart to automated ISO content – providing implementation level details from ISO actuarial and…
ISO IntegRater Rating Information on Demand Now, with ISO IntegRaterTM, insurers and managing general agents (MGAs) can get electronic data delivery of ISO loss costs and rating factors, in a delimited format for use in company databases and rating systems. With ISO IntegRater, you'll get: faster, more timely access to…
ISO Risk Analyzer Commercial Auto | Environmental Module A powerful way to: evaluate your commercial auto risks with more accuracy target your marketing, underwriting and pricing efforts discover new opportunities to improve your competitive differentiation The environmental module of ISO Risk Analyzer Commercial Auto provides sophisticated analysis for two classes…
If your company writes commercial insurance, ISO's Commercial Lines Manual (CLM) and policy forms are probably the foundation on which you build your programs. But perhaps you modify ISO's manuals and forms to serve your competitive strategies, adding your own proprietary material and selecting your own effective dates. Whether you…
ISOnet® The Information Source for Insurance Professionals ISOnet® brings ISO's vast wealth of insurance information to you over the web. With ISOnet — the information service for insurance professionals — you can easily locate current and historical ISO documents, eliminating the time you'd waste tracking down misplaced or filed copies.…
Multi-Line Class Table Database Class Codes For Commercial Lines ISO's Multi-Line Class Table Database is a fast and efficient electronic system that helps you determine the correct class codes to use in rating and coding commercial lines policies. An important change in the CLM ISO is replacing the combined Commercial…
QuickFill Auto Prefill Auto Insurance Quotes QuickFill® is the fast, efficient way to get the information you need for an insurance quote. The service prefills your insurance quote, electronic forms, or applications at point of quote or point of sale. Integrate QuickFill into any of your sales channels to optimize the customer experience throughout the…
  PAAS Rating Information To help premium auditors and reviewers in their day-to-day work, PAAS® offers three publications that summarize important rating information state by state. Updated quarterly, the publications are available in electronic format only — distributed as attachments to e-mail, through PAAS on ISOnet or on the PAASbase CD ROM. You can print…