Claims Professional

PAAS Classification Guides Accurate classification of risks is an indispensable part of the premium audit process. Risk classification is also essential to underwriting and rating. To help you classify general liability and workers' compensation risks, ISO's Premium Audit Advisory Service (PAAS®) has developed more than 40,000 classification guides. Available in electronic format through PAAS on…
FlatCat Flexible, customizable PCS® catastrophe data delivery FlatCat® puts the entire Property Claim Services® (PCS®) catastrophe-history database right at your fingertips. It offers you a flexible delivery method that gives you fast, easy access to severe weather and catastrophe incident information from as far back as 1950. You can customize,…
ISO Court Report® is a web-based service that offers you summaries of court decisions affecting property/casualty insurance — together with ISO staff commentary on those cases. Throughout the country, courts frequently consider various provisions in property/casualty policies. At ISO, we monitor developing case law to help keep our insurance products…
ISO's Policy Language and Rules ISO is the acknowledged leader in writing policy language to cover all kinds of property and liability risks. All our policy forms — personal and commercial — use easy-to-read language that helps consumers know what they're buying and salespeople know what they're selling. We also develop and help implement the rating and policywriting rules that insurers need to operate in the marketplace. We submit policy…
  Marine Index Bureau Your first line of defense against fraudulent personal injury claims Ships and docks and oil rigs are dangerous places. With the machinery, the cargo, and the hazards of nature, the maritime and energy industries will always be subject to accidents. And because of the transient nature…
MILD™ (Multi-Distributional Increased Limits Developer) Bringing speed, accuracy, and flexibility to increased-limits analysis of casualty excess-of-loss reinsurance treaties ISO's MILD™ software provides a complete, self-contained exposure rating model you can use to perform the most sophisticated custom analyses of your casualty excess-of-loss reinsurance treaties. In a few keystrokes, you can take your analysis to a…
ISO's Motor Carrier Digest is your guide to insurance requirements for common, contract, and private carriers of passengers and property. In one convenient manual, you get a comprehensive analysis of state and federal regulations related to liability insurance for trucks, buses, taxicabs, public and private livery vehicles, and other vehicles…
Multi-Line Class Table Database Class Codes For Commercial Lines ISO's Multi-Line Class Table Database is a fast and efficient electronic system that helps you determine the correct class codes to use in rating and coding commercial lines policies. An important change in the CLM ISO is replacing the combined Commercial…
  National Equipment Register® (NER®) To help insurers recover lost or stolen heavy equipment, ISO ClaimSearch® has formed a strategic relationship with National Equipment Register® (NER®). Every year, owners of heavy construction and agricultural equipment — and their insurers — suffer an estimated $1 billion in losses from theft. The high value of heavy equipment,…
ISO's Personal Lines Customized Reports and Analyses provide accurate, timely information for insurance companies and others who want to assess the market for personal auto, homeowners, and other personal lines of insurance. We can supply the information in a format that meets your needs. And, for an insurer that reports…
Verisk's Probable Maximum Loss Report — available through the ProMetrix® system — gives you accurate estimates of a building’s or business’s Probable Maximum Loss (PML) and Maximum Foreseeable Loss (MFL) from a single fire. The ProMetrix commercial property database contains the high-quality, field-verified data needed to calculate accurate estimates.
Information is the lifeblood of risk and capital management, especially for catastrophes and weather events. With Property Claim Services® (PCS®), you'll get immediate access to the severe weather data you need to manage your business effectively and efficiently.
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