Scrooge & Marley, PLC: A commercial insurance case study


Scrooge & Marley, PLC, was a privately held partnership in 19th-century England that operated out of a dingy warehouse in the Cornhill section of London. Partners Ebenezer Scrooge and Jacob Marley founded the “counting house” with no outside investors or small business loans. Marley referred to the firm as “a money-changing hole,” a closely held, […]

3D printer risks investigated


In a previous blog post—3D Printers: Do emitted chemicals from inexpensive desktop models pose health risks?—we discussed a study on emissions and possible risks associated with small commercial desktop 3D printers. Due to lower cost, this class of printer is becoming more widespread in universities, commercial facilities, and even homes. As a result, they’re increasingly […]

PCS Terror Index: What You Need to Know

Unfortunately, 2016 has been an active year for terror. Year to date, two incidents in the United States have led to 49 fatalities. Turkey has suffered more than the recent attempted coup d’etat and Ataturk airport bombing. According to Verisk Maplecroft, 154 terror events have occurred in Turkey this year, with 346 fatalities and 1,140 […]

Traumatic brain injury deaths highest for small company construction workers


As you might imagine, the construction industry has the greatest number of both fatal and nonfatal traumatic brain injuries (TBIs) in U.S. workplaces. A total of 2,210 construction workers died because of a TBI from 2003 to 2010. That’s a rate of 2.6 per 100,000 full-time workers. The deaths represent 25 percent of all construction […]

Education + Marketing = Better Loss Control + Customer Retention


In today’s competitive landscape, it’s critical for insurers to keep loss costs under control—not only through fast, fair, and consistent claims resolution but also by helping to reduce the number of claims. Educating policyholders to recognize hazards, improve safety, and prevent loss is vital for effective risk management and loss control. For example, educated workers […]

Recognizing Behavior that may Lead to Workplace Violence


Reported cases of workplace violence continue to rise. All businesses should assess this issue and have a plan to address it. According to the Bureau of Labor Statistics, there were 13,827 workplace homicides from 1992 to 2010. And according to the Bureau of Justice Statistics’ most recent National Crime Victimization Survey, the estimated number of […]